Our due diligence services include: Analysis of commercial issues Assessment of financial condition, quality of earnings and assets Control environment Determination of cash flows (working capital, capital expenditures, etc.) Determination of tax issues and tax structure including identification of potential tax opportunities, financial reporting implications, transaction structuring and negotiations Evaluation of management’s forecast GAAP compliance Identification of hidden costs and contingent liabilities Identification of key business drivers, trends in profitability and significant concentrations of risk Integration issues to identify synergies and possible implementation risks Non-compete valuations Purchase price assessments based on public information and target’s industry Review and assessment of organization and staff Review “on and off” balance sheet assets and liabilities Review of known dependencies Significant “out of compliance” situations, including privacy regulations Technology consultingSell-Side Due Diligence:Help sellers explain the business, risks and opportunities to prospective buyers Assistance in preparation of financial documentation, carve out of business to be sold and facilitate interaction with bidders ...read more

 ACCOUNTING, BOOKKEEPING, TAX RETURN, CORPORATION OPENING SERVICES. ...read more

At Apollo Payroll LLC we are client focused.  We understand that 2 out of 3 IRS notices are due to erroneous payroll processing.  We take great pride in processing payroll every single time.  Our staff understands the importance of making sure your employees (your best business assets) are taken care and compensated on time every time. I encourage you to vist our website,www.apollopayroll.com,  give us a call at 786-693-9358 or email me directly at ralf@apollopayroll.com. ...read more

The Internal Revenue Service (IRS) this week announced the adoption of the Taxpayer Bill of Rights.  For the most part, there’s really nothing new here. The IRS does not necessarily have the “final word”. The Taxpayer Bill of Rights gives taxpayers certain taxpayer rights to challenge the decisions made by the IRS that impact their tax obligations and payment of those taxes. The Taxpayer Bill of Rights simply takes the existing rights and restates them into 10 broad categories; making them more visible and easier for taxpayers to find. Perhaps the most frequently asked questions regarding taxpayer’s rights concern the rights of appeal and challenge to IRS decisions and the right to retain representation in tax matters. The Right to Challenge the IRS’s Position and Be Heard provides taxpayers with the right to object and provide additional information not previously considered in response to adverse IRS actions. In those cases that a taxpayer disagrees with an IRS position and can provide additional information that may benefit the taxpayer, taxpayers have the right to present additional information to be considerate and expect a prompt response to their objections even if the IRS does not agree with their position. The Right to Appeal an IRS Decision in an Independent Forum gives taxpayers the right to a fair and impartial administrative appeal of most IRS decisions, and in less frequent cases, the right to take their tax cases to court. The right to appeals offers taxpayers a “fresh look” at their case by a new and impartial IRS representative where taxpayers were properly wronged or that new additional information was not considered. Perhaps a taxpayer’s most important right is the Right to Retain Representation before the IRS, giving gives taxpayers the right to retain the services of a knowledgeable, licensed tax attorney, certified public accountant (CPA) or enrolled preparer to represent their interests. Navigating through complex tax law and IRS procedure (in the case of tax problem representation before the IRS) often requires professional guidance to gain the maximum benefits available to a taxpayer. The IRS is not independent; having a contrary position to that sought by taxpayers to seek the assessment and collection of federal income taxes. It is not the obligation of the IRS to provide taxpayers with the maximum tax relief benefits that are available. The Taxpayer Bill of Rights has been redefined in the following 10 categories: The Right to be Informed The Right to Quality Service The Right to Pay No More than the Correct Amount of Tax The Right to Challenge the IRS’s Position and Be Heard The Right to Appeal an IRS Decision in an Independent Forum The Right to Finality The Right to Privacy The Right to Confidentiality The Right to Retain Representation The Right to A Fair and Just Tax System If you, or someone you know, has atax problemand needs professional assistance with dealing with the IRS, contact us for additional information to see how we can help you. ...read more

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Pending sales changed little from December to January the National Association of Realtors® (NAR) said today. That is not surprising as the bad weather NAR blamed for the lackluster December pending sales numbers did not change going into January either. NAR’s Pending Home Sales Index (PHSI) inched up 0.1 percent to 95.0 in January while the December number was revised up to 94.9 from the previously announced 92.4. January pending sales were 9.0 percent below a year earlier when the PHSI was 104.4. The December index reading was the lowest since November 2011 when it stood at 94.6. The index is a forward looking indicator based on contract signings for home purchases. Transactions are generally expected to be finalized within 60 days of contract signing. Lawrence Yun, NAR chief economist…(read more: Mortgage News Daily) ___ Mortgage Loan Compliance | Residential Forensic and Securitization Audits Call 1-866-966-6615 or visit http://www.ml-compliance.com Get The Facts on Your Loan and Protect Your Rights! ...read more

Small Business Payroll, Accounting, Bookkeeping, Tax Preparation, Taxes, Business Accounting, Consulting, Business Services, Tax Returns, Accountant, Free Consultation Tax Forms, Business Consulting, Business Tax Returns, Payroll Tax Returns, Small Business Services, ...read more

Programa de Salud, Usted y el IRS Ask Morel CPA about Obamacare por Rafael Morel CPA; 786 252 2161 http://www.cpataxmoney.com http://m.corptaxcare.com http://m.cpataxcare.com El nuevo programa de salud que empieza en Enero primero del 2014 presenta cambios y novedades: .A) La cobertura del seguro de salud empieza en enero primero del 2013 para los que lograron comprar un plan antes de diciembre 24 del 2013. B) Los demás tienen hasta marzo 31 para ingresar al plan de salud de USA. De no hacerlo tendrán que pagar una multa de $95.00 o el 1 por ciento del ingreso, la que sea mayor. Sera pagadero en el income tax del año 2014 pagadero antes de abril 15 del 2015. C) Habrá ayuda del gobierno federal para pagar el seguro, de acuerdo a los ingresos. Por ejemplo una pareja de adultos de 35 años en Miami-Dade pagaría aproximadamente $6,462.00 en un plan plata. De esta cantidad el Gobierno Federal en su federal income tax del 2014 le dará un crédito de aproximado de $3,943. La suma a pagar por los asegurados seria de $2,519.00. Si la pareja gana $70,000.00 el costo promedio del seguro seria de aproximado de $6,462.00. El crédito del Gobierno Federal en su federal income tax del 2014 seria de cero (0). D) Las condiciones pre-existentes estarán cubiertas y limites a beneficios están prohibidos. E) Algunos grupos como los immigrantes ilegales, algunos miembros de tribu india y grupos en situaciones calamitosas, como bancarrota, violencia doméstica y desempleado están excluidos del programa de salud. F) La penalidad por no participar en el plan es de $95.00 o 1 % del income de la persona no asegurada, cual sea mayor. Esta cantidad sera pagada en su federal income tax del 2014. G) Un impuesto indirecto de un aproximado de 2.5 por ciento de la prima del seguro médico. Esa cantidad seria pasada al costo de la prima del seguro, el cual seria pagado por los asegurados. H) Todo seguro médico tendráun standard de protection mínima, incluyendo cuidadado preventivo y otros servicios. Para mas información sobre Obamacare, el IRS y su income tax del 2014 llame a Rafael Morel CPA MBA al 786 252 -2161. La primera consulta inicial es GRATIS. Le mostramos como planear reducir su impuestos, preparamos su federal income tax y resolvemos sus probemas de income tax federal con el IRS. Llame a Rafael Morel CPA MBA La primera consulta inicial es GRATIS. ...read more

Programa de Salud, Usted y el IRS Ask Morel CPA about Obamacare por Rafael Morel CPA; 786 252 2161 http://www.cpataxmoney.com http://m.corptaxcare.com http://m.cpataxcare.com El nuevo programa de salud que empieza en Enero primero del 2014 presenta cambios y novedades: .A) La cobertura del seguro de salud empieza en enero primero del 2013 para los que lograron comprar un plan antes de diciembre 24 del 2013. B) Los demás tienen hasta marzo 31 para ingresar al plan de salud de USA. De no hacerlo tendrán que pagar una multa de $95.00 o el 1 por ciento del ingreso, la que sea mayor. Sera pagadero en el income tax del año 2014 pagadero antes de abril 15 del 2015. C) Habrá ayuda del gobierno federal para pagar el seguro, de acuerdo a los ingresos. Por ejemplo una pareja de adultos de 35 años en Miami-Dade pagaría aproximadamente $6,462.00 en un plan plata. De esta cantidad el Gobierno Federal en su federal income tax del 2014 le dará un crédito de aproximado de $3,943. La suma a pagar por los asegurados seria de $2,519.00. Si la pareja gana $70,000.00 el costo promedio del seguro seria de aproximado de $6,462.00. El crédito del Gobierno Federal en su federal income tax del 2014 seria de cero (0). D) Las condiciones pre-existentes estarán cubiertas y limites a beneficios están prohibidos. E) Algunos grupos como los immigrantes ilegales, algunos miembros de tribu india y grupos en situaciones calamitosas, como bancarrota, violencia doméstica y desempleado están excluidos del programa de salud. F) La penalidad por no participar en el plan es de $95.00 o 1 % del income de la persona no asegurada, cual sea mayor. Esta cantidad sera pagada en su federal income tax del 2014. G) Un impuesto indirecto de un aproximado de 2.5 por ciento de la prima del seguro médico. Esa cantidad seria pasada al costo de la prima del seguro, el cual seria pagado por los asegurados. H) Todo seguro médico tendráun standard de protection mínima, incluyendo cuidadado preventivo y otros servicios. Para mas información sobre Obamacare, el IRS y su income tax del 2014 llame a Rafael Morel CPA MBA al 786 252 -2161. La primera consulta inicial es GRATIS. Le mostramos como planear reducir su impuestos, preparamos su federal income tax y resolvemos sus probemas de income tax federal con el IRS. Llame a Rafael Morel CPA MBA La primera consulta inicial es GRATIS. ...read more

The Christmas season is a universal time of caring.  In Oregon, whether its Christians celebrating the birth of Jesus Christ, Jews celebrating Hanukah or just neighbors enjoying traditions of colorfully wrapped gifts, beautifully decorated trees, brightly lighted houses, and cozy time with friends and family, most everyone has reasons to love this holiday season. We’ve been blessed this past year with the opportunity to meet many new friends and business partners across the United States.  We cherish these new friends and add them to the list of friends and neighbors who have enriched our lives. Our hearts go out to those whose lives are not so bright—to those who may be struggling financially without a meaningful job or suffering a breakdown in their health or family relationships. For you, we pray for peace to your souls, health to your bodies and inspiration to your minds. Do not hesitate to call on us, if we can be of service to you.   Next year will be life-changing for ML-Compliance and our affiliate companies. It will start with the birth of a new business venture, MLC Marketing, focusing on Residential and Commercial Essential Services – such as energy, gas, wireless phone, and merchant processing.   Truly, 2014 will be a significant year for the MLC family and, hopefully, for our clients and affiliates as well.  We hope to speak with you about exploring our new services and continuing to help your clients in the months ahead.   But for now, during this Christmas season, let’s take time and focus inward and consider how we’ve done this past year.  Let’s commit to being a little kinder and a little more compassionate, to giving a little more service to others, and seeking to pattern our lives a little closer to that of Jesus,the babe who was born in a stable and placed in a manger so very long ago, and whose example has made the world a better place for all of us.  In short, let’s do what we can in our own part of the world to promote peace on earth and good will toward man. Merry Christmas and Happy Holidays, MLC Family Companies ...read more

This Veterans Day Weekend all Active Duty, DOD, Reserves, Guard, Retirees, Veterans and Military Spouses and/or Dependants can take 20% Off any Forensic, Chain of Title, or Securitization Audit order. Visit our website and select your product to reserve your discount.  Once your services are under way you will be able to use promo code VET20 to complete your checkout and receive your special savings. Mortgage Loan Compliance has helped thousands of Americans who have suffered injuries caused by their lenders or loan servicers, as with predatory loans. There may be serious violations in your loan.  Interest only, Debt-to-Income, Truth-In-Lending (TILA) Disclosures, Negative Amortization Loans, Adjustable Rate Mortgages, as well as Real Estate Settlement Procedures Acts (RESPA).  With help from Mortgage Loan Compliance , you can seek financial compensation for the violations in your loan via Error&Omissions policies or Breach of Contract lawsuits.  Our Auditing Services provide you with the foundation you need to present your case and get compensation. Get The Facts, Audit Your Loan, Sue Your Lender and Protect Your Rights!  Call our firm today 1.866.966.6615 or visit us online www.ml-compliance.com Mortgage Loan Compliance - The Forensic, Chain of Title, and Securitization Audit Company ...read more

Countrywide Financial, acquired by Bank of America in 2008, was found liable for actions that resulted in the purchase of thousands of defective loans by Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac.  A federal grand jury found the former Countrywide Financial and former Countrywide executive Rebecca Mairone guilty of mortgage fraud on Wednesday in a whistle-blower generated civil suit.  Mairone had been chief operating officer of Countrywide's Full Spectrum Lending Division which was responsible for operating a program, implemented in 2007, called High-Speed Swim Lane, also know as "The Hustle."  The program was designed to speed mortgage processing but federal prosecutors said it lacked quality checkpoints and processes such as income verification.  The loans were then sold to or guaranteed by the GSE's under representations that they met the companies underwriting guidelines. Mairone was the only Countrywide official named in the suit. The government maintained that the 28,800 loans underwritten through the Hustle program were processed in as few as 10 days rather than up to 60 as in most programs.  The loans that ultimately defaulted cost the GSEs $131 million and they allege that Countrywide earned at least $165 million under the program.   A whistleblower brought the original suit against Mairone and her former employer; it was then joined by the Department of Justice.  Edward O'Donnell, also a former executive at the company, said he had complained repeatedly about loan quality standards used in the program.  He could be awarded as much $1.6 million for his role in the legal action. --------- Is Your Mortgage Illegal? Get The Facts, Audit Your Loan, and Sue Your Lender! Mortgage Loan Compliance | The Forensic, Chain of Title, and Securitization Audit Company Toll Free 866.966.6615 or visit us www.ml-compliance.com ...read more

Countrywide Financial, acquired by Bank of America in 2008, was found liable for actions that resulted in the purchase of thousands of defective loans by Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac.  A federal grand jury found the former Countrywide Financial and former Countrywide executive Rebecca Mairone guilty of mortgage fraud on Wednesday in a whistle-blower generated civil suit.  Mairone had been chief operating officer of Countrywide's Full Spectrum Lending Division which was responsible for operating a program, implemented in 2007, called High-Speed Swim Lane, also know as "The Hustle."  The program was designed to speed mortgage processing but federal prosecutors said it lacked quality checkpoints and processes such as income verification.  The loans were then sold to or guaranteed by the GSE's under representations that they met the companies underwriting guidelines. Mairone was the only Countrywide official named in the suit. The government maintained that the 28,800 loans underwritten through the Hustle program were processed in as few as 10 days rather than up to 60 as in most programs.  The loans that ultimately defaulted cost the GSEs $131 million and they allege that Countrywide earned at least $165 million under the program.   A whistleblower brought the original suit against Mairone and her former employer; it was then joined by the Department of Justice.  Edward O'Donnell, also a former executive at the company, said he had complained repeatedly about loan quality standards used in the program.  He could be awarded as much $1.6 million for his role in the legal action. --------- Is Your Mortgage Illegal? Get The Facts, Audit Your Loan, and Sue Your Lender! Mortgage Loan Compliance | The Forensic, Chain of Title, and Securitization Audit Company Toll Free 866.966.6615 or visit us www.ml-compliance.com ...read more

Small Business Payroll, Accounting, Bookkeeping, Tax Preparation, Taxes, Business Accounting, Consulting, Business Services, Tax Returns, Accountant, Free ConsultationTax Forms, Business Consulting, Business Tax Returns, Payroll Tax Returns, Small Business Services,  ...read more

2014 USA,  CAMBIO IMPUESTOS CORPORATIVOS Por Rafael Morel CPA MBA, 25 YRS TAX SERVE&ONLINE El Presidente Obama quiere para el 2014  una reducción  en los impuestos a las  grandes corporaciones y aumento en el pago de impuestos personales  a  los pequeños y medianos empresarios, empobreciendo mas la clase media. Las empresas grandes pagaran 12 por ciento menos que las empresas pequeñas y medianas. La posición actual entre  el Presidente Obama y el Congreso  Republicano es la siguiente:                              PRESIDENTE OBAMA                           CONGRESO REPUBLICANO   Impuesto a  Corporación            28 %                                               Menos 28% Corporación en Manufactura      25 %                                               Menos 25 % Impuesto Personal, hasta           43.4%                                             Menos 43.4 % Deducciones  del Ingreso, Pagando menos  impuestos        Menores                                            Mayores   Cambió  la penalidad por no presentar la forma de impuesto corporativo de la corporación tipo S, aumento en la administración del  Presidente Obama a $195.00 por mes por socios, hasta un máximo de $2,340.00 por dueño. Una corporación tipo S  con cinco dueños que no presente a tiempo las formas al IRS,  incurre en multa   máxima de $11,700.00, creando un peligro para los empresarios  dueños de la corporación tipo S. Este aumento en multas  hará que los pequeños y medianos empresarios elijan la corporación C, pagando un mínimo de impuesto de aproximadamente un 30 por ciento hasta 58 por ciento. La acción inmediata es llamar a nuestro congresista  AHORA para que favorezcan a los pequeños y medianos empresarios, los cuales son la médula de la economía de EUA. Para su mejor reducción de impuestos, llame a Rafael Morel CPA PA donde su primera consulta es gratis. ...read more