By canyoupleaseletme October 26, 2017
This is the absolute worst company I have ever worked for or with. Take your business elsewhere. I promise you will regret working with this company. ...read more
By nononowayiwillnot October 26, 2017
This is the absolute worst company I have ever worked for or with. Take your business elsewhere. I promise you will regret working with this company. ...read more
By GlassmanRealEstate April 03, 2014
Real estate attorney owned and operated title company. ...read more
A title search is one of the most important aspects of the sale of a home or property. That's because there are many issues that could affect a seller's legal right to sell the property. The title search can uncover title defects or title clouds that can either prevent the sale of the property or affect the ownership of the property after it's been sold. The title search is an extensive process and should be undertaken by professionals who know the process. A title search can uncover many issues that could make a title unsuitable for transfer. What Exactly Happens with a Title Search? When you purchase a home or property, a title search has to be undertaken before the sale of the property can happen. A title search is a process that involves sifting through tax records, deeds, and other public records associated with the property in question. The title search is necessary to ensure the person selling the property is the owner of the property and that he or she has the sole right to legally transfer the title to the buyer. The title search helps ensure there are no liens or encumbrances on the property that constitute a title defect and will prevent transfer of a clear title. Other Popular Blog Posts Reasons Why a Buyer Can Back out of a Purchase Agreement ... Innovative Title and Escrow Software Used in Real Estate:... Tips from a Florida Title and Escrow Company: 19 Question... Can I Do My Own Title Search? It is possible to conduct a title search on your own, without the help of a title company, but if you have never done a title search, you might want to leave it to the professionals. There are many intricate details that can easily be overlooked during a title search that might prevent the sale of the property, or in some cases, create future issues that will put your ownership of the property in jeopardy. There are ways you can prevent, or at least minimize, these potential problems. The first, of course, is to leave the title search to a professional title search company. The second thing you can do is purchase title insurance, which will help minimize your losses should a future problem with your title arise. What Will a Title Search Reveal? A title search can uncover a lot of information about a title. There are numerous issues that could cloud a title. Some of them are obvious; others are not quite so obvious. In a best-case scenario, a title search reveals all of the information about a title. This isn't always the case, however. The title search reveals a great deal of information about a title and goes a long way toward ensuring the title is free of defects. Here are just a few of the things a title search can reveal: Property and boundary disputes Property liens Missing Heirs Contested wills Utility easements Mechanic's liens False documentation/forgery Errors in filing Divorce decree settlements Bankruptcy issues These are just some of the issues a title search can uncover. Not every title search is going to be successful at finding issues with a property. Some defects with a title, such as missing heirs or inheritance issues, may never present themselves. Any reputable company that does a title search does the best, most thorough job they can to uncover title clouds, but even the most thorough searches can miss something. That's why purchasing title insurance is so important. If you are getting your loan through a traditional lender, such as a bank, you will be required to purchase lender's title insurance. Your lender will want to protect their investment. Lender's title insurance doesn't protect the buyer, however, only the lender itself. If you, as a buyer, want the same protection, you will need to buy a homeowner's title insurance policy. This is a one-time purchase that will protect you should an issue arise with the title of your property in the future that wasn't discovered before the transfer of the title went into effect. Title insurance doesn't guarantee you won't lose your property should a court of law determine the sale wasn't legal, but it can help you recover any money you have invested in the property up to the point a court decision is reached. GET YOURQUOTE TODAY! CALL 305-235-4571 or click one of the 3 options to get your quote online TITLE AND ESCROW SERVICES FLORIDA TITLE INSURANCE HOMEOWNERS INSURANCE To avoid issues with a title in Florida, let Key Title & Escrow handle your real estate closings. We've been serving the real estate industry for more than 23 years, so we have the experience to make your closing as trouble free as possible. We've built a solid reputation for facilitating efficient, stress-free closings. At Key Title & Escrow, we are dedicated to providing customer service that adheres to the highest set of standards. Our professionalism, reliability, and our commitment are the best in the business. When you are ready to purchase a new home and you want the best title and escrow services in Florida, there's no better choice than Key Title & Escrow. Our reputation for quality closings means you won't be disappointed in the service you get from us. Whether you are a buyer, seller, or a real estate professional, Key Title & Escrow will work hard for you. Our goal is to offer the widest range of title and escrow services with the highest level of professionalism. At Key Title & Escrow, we are are big enough to handle any job and small enough to treat our customers with personal attention. We handle closings statewide and offer after-hours closings so we're always there for you. Join Our Newsletter Enter Email Enter Code 10468 At Key Title & Escrow, we have your complete satisfaction at the heart of everything we do. Our goal will always be to provide you with the most professional and efficient closing possible. We know closing on a home can be a stressful time in your life. The last thing you need to do is worry about all the little details. At Key Title & Escrow, we handle all the details for you. All you have to do is show up. To learn more about how we can make your closing better, contact Key Title & Escrow. We are the best choice for real estate closings in Florida. If you found this article helpful, let us know in the comment section below. Also, feel free to share it by clicking the share buttons below. Want us to cover another topic related to title and escrow services? If so, then like us, follow us, and post to any of our social media profiles the topic you'd like us to discuss: Facebook Key Title & Escrow, Twitter @KeyTitle_Escrow, and Google+ Key Title & Escrow. ...read more
By Key Title & Escrow November 26, 2018
If you buy or sell real estate in the State of Florida, chances are you have come across the FAR/BAR “AS IS” Contract, which was created jointly by the Florida Association of Realtors (now Florida Realtors) and the Florida Bar. The FAR/BAR “AS IS” Contract is widely utilized as a standard form in real estate transactions, not least because of its comprehensive contingency clauses, which lay out the conditions and obligations that must be met by the parties for the contract to be binding. A Broad Overview of FAR/BAR “AS IS” Contract Contingencies A contingency clause gives the parties a right to back out of the contract based on certain circumstances or situations that must be negotiated between them. If anyone of these contingencies is not met, the contract may be canceled and at least one of the parties can back out without legal repercussions. If all contingencies are met, however, the contract is legally binding and any party trying to back out may be in breach of the contract, leading to legal and financial consequences (up to and including litigation). Read more atFive Contingencies of the FAR/BAR “AS IS” Contract You Should Know ...read more
By Marina Title October 24, 2017
In a previous post we talked about getting ready to apply for a Mortgage. Today Riva Title Company in Coral Gables wants to discuss this important application process in a more detailed manner. Steps to Apply for a Mortgage Find out if the lender requires that you make an application fee payment to cover the costs of the process. If so you will need to pay it. Complete the loan mortgage form. This will ask for information such as your income and other questions about the property you want. Turn in all the information that the mortgage lender requests of you. These are mostly all personal documents such as social security number, pay stubs, bank account balances etc. Get a title search. At this time they might also ask for the title search of the property and such information, to make sure the acquisition of this property will be done in a legal and non-fraudulent manner. After you turn in the application and all the documents required with it. Then, it is likely that the mortgage lender will require that you go through other processes, such as getting a credit report, and a title search of the property. Other things they normally require are; that you get an appraisal of the property and an inspection for pests. They will also need to determine if the property you want to buy is in a zone that is prone to flood hazards. Waiting for Approval of Your Mortgage After all your information, and documents have been revised and considered. The institution or lender that you applied to will make a decision based on all of the paperwork you submitted and their investigation. They may ask for more information to supplement the information already given, they may accept or offer you a different amount to that which you petitioned for. If they decline your request then by law they must give you a written information regarding the reason for their negation. Title Insurance in Miami The process of acquiring a mortgage can be a bit lengthy and confusing without the right help, if you need any assistance with these or any other home buying or selling process, make sure you contact a professional. At Riva Title Company we are determined to help you succeed in acquiring the home of your dreams. For more information regarding this and any process for title insurance in Coral Glabes contact Riva Title Company today. Our highly qualified professionals will be happy to help. Call us now, at (786) 787 7888. ...read more
By Riva Title Company - Title Insurance Agency October 27, 2015
A home buyer can estimate closing costs to determine how much money to save up for the house purchase. Closing costs are expenses such as an application fee, title insurance and credit report. A lender will provide a list of the costs to the buyer before the loan closing date. ...read more
A title is a legal document listing the history of ownership of a home or commercial property. A title search will also reveal if there are any liens on the property or land encroachments. This article will show you the best way to choose a title search company. ...read more