I've been working with small to medium companies and large association offering them voluntary&non-voluntary work benefits; for example one would be able to buy a $50,000 life insurance policy without the usual medical underwriting and medical exams. One client wasn't able to buy any insurance, but he was self employed with 7 employees, he was able to buy up to a $200,000 life insurance policy. The other items are disability, critical illness which are the leading health issues. With advanced medical technology the probability of survival is greater, however the financial "hit" is huge. So what's Does one. buy everything??? How does one afford to that. Well, through one of my carriers, they can meet those needs. Let me do a free consultation to review your insurance needs... If not me, you should get it done. ...read more
By Insurancespecialist4u.com August 12, 2009
When was the last time you looked at your life insurance policy. Do you know what you have? Did you buy a term policy or Universal life? Rates are very competitive today especially if you're in good health and weight. Looking to cut some of your medical insurance.. I have a client that goes to the doctor twice a year and is paying $480.00 a month. A very expensive office visit. I have options that will keep your office visit and coverage for serious illnesses. We're all looking to SAVE monies... looking at your insurance needs today may just do that. I can provide you with a free consultation either for individual, family or group coverage. Don't delay any longer.. let me get your more coverage for your $$$$. Thanks John ...read more
By Insurancespecialist4u.com August 06, 2009
Hi everyone: This product is fantastic. Most of us have (all should) the traditional life insurance policy. When we depart; your loved ones receive your death benefit. Pretty easy. Now with all the things that happen in our lives; QofL has a policy that you offers you Flexibility to receive benefits during your lifetime and potential access to cash value to provide money to supplement your retirement. Here are your options; 1. Life Insurance payable upon death. 2. Accelerated benefit riders to help with costs of critical (heart attack, invasive cancer or stroke) or long term chronic illnesses or conditions. 3. Disability income rider to help pay bills if an illness or condition leaves you unable to work. 4. Cash value to supplement your retirement income or to help with other financial goals. I'll do a free financial evaluation to determine your needs. This product is a winner. When was the last time you had a professional agent spend the time and do it right??? I also have a number of stand alone products; emergency, cancer, medicare, etc... If you have any ? , just call me 561 818 2506. ...read more
By Insurancespecialist4u.com July 24, 2009
Not being able to pay your creditors due to job loss or other unforeseen circumstances can leave you feeling overwhelmed. Bill collectors will call you at all hours of the day attempting collect. A debt reduction service may be the answer for your situation, but there are scams that you will want to a... ...read more
Making sales these days is highly competitive and if you are not accepting charge and debit cards, you are missing out on sales. There are many different types of processing equipment deals as well as variables in merchant services. Learn how merchant services work and put them to use to make sales yo... ...read more