With declining home prices and rising mortgage payments, some people will want to consider bankruptcy to stop a foreclosure. I specialize in helping folks who have debt or foreclosure problems. You can stop garnishments, foreclosures and harassment while keeping your assets. I can also negotiate with your creditors to settle your debt if that is what you prefer and have reduced some as low as 25%. I know how to handle debt collectors. I can help you settle for pennies on the dollar with IRS & CDR – some taxes are completely discharged in Bankruptcy. I also negotiate Installment Agreements, Offers in Compromise & Non-collection status. I am admitted to the bar of the U.S. Tax Court. Beware of “Bankruptcy Consultants”, “Petition Preparers” and “Debt Negotiators” who are not licensed or regulated. There are many scams out there and people who are distressed over finances are especially vulnerable. These people will not stand by you in Court and are hard to find after the damage is done. I will stand by you. I have 25 years experience and am licensed in all Colorado and Federal Courts. I handle both Chapter 7 and Chapter 13 cases, whether business or consumer, and I give everyone a FREE consultation. I am a federally designated Debt Relief Agency and help people by utilizing the bankruptcy laws (among other options). I work all over the metro area. ...read more