Top Credit Unions in Englewood, CO 80112
New Photos 22 photos
Blogs View more
Refinancing your Auto Loan Can Help You When You’re In Trouble
In times of financial crisis, most people take a hard look at their bills and their spending to try and find any way they can save money. You may have made choices you regret- maybe your monthly income has decreased or you lost your job. Regardless of the situation, it might be time to re-evaluate what you’re spending-and what might have to go. If you’re looking to tighten your budget, there are ways to save money every month. Some people give up something they might not need; others pay the minimums on their credit cards and other bills. Sometimes you’re to the point where selling some things might help make ends meet. Now that interest rates are near record lows, it might be the right time to refinance your auto loan. Refinancing is one of the best ways to save money, increase your FICO score, and put you back on track to financial success! Why should you refinance TODAY?Refinancing can help improve your FICO Score Refinancing will help reduce your payment, allowing you to make regular monthly payments. Paying your auto loan regularly and on time is one of the best ways to improve your FICO score. By making these payments, creditors will look at your credit history more favorably, and will re-evaluate your creditworthiness. This can help you get new loans with lower interest rates. It can save you money By reducing the interest of our customers on their auto loan, our expert loan consultants have saved our customers an average of $100 month and $4000 over the life of a single auto loan. If you have more than one loan, we can save you even more! You can consolidate your debt- AND your Payments If you’re paying a high interest rate on your auto loan, you might be able to cover existing obligations on credit cards, current credit accounts, or other loans by taking all your debt and rolling it into one low-interest loan- which means one payment a month instead of 4,5 or more. Contact our Expert Loan Consultants to Learn More Fleet Financial can help you if you’re looking to refinance your auto loan- We have interest rates as low as .99%! We guarantee you that our loan consultants will do everything they can to save you money. They will look at your specific situation and recommend a loan and additional services to save you money and keep you on the right track. Fleet Financial also offers GAP insurance and extended warranties to help protect your investment. Want to see if you can lower your monthly payment today?Contact one of our loan consultants by filling out our contact form or by giving us a call at 866-683-5505. ...read more
By Fleet Financial Service May 12, 2014
Don't Blow Your Budget- Get a Parts and Labor Agreement
If you're not covered by a parts and labor agreement then you might be in for a rude awakening- and a HUGE financial hit! Our parts and labor agreements can be rolled right into your financing, so you don't have to worry about paying for it up front. Over the next 5 years, the cost to repair your high-tech, sophisticated vehicle will increase by approximately 12% per year. A warranty from Fleet Financial will take care of any major and most minor repairs for your car-the small parts, the big parts and even the computerized parts. To learn more, feel free fill out our contact form or give our loan consultants a call today at 866-683-5505 to get started. They will help you save money and protect one of your biggest financial investments! ...read more
By Fleet Financial Service May 12, 2014
A Fleet Vehicle is THE VERY BEST Used Vehicle
We’re going to make a bold statement here: Fleet vehicles are one of the best options when it comes to used vehicles. That doesn’t mean that they’re the only option- you can purchase a vehicle independently from the owner, from a used car dealership, or even online from a reputable dealer. What is a Fleet Vehicle? Fleet vehicles are cars or trucks that are owned or leased by companies or a government agency for their employees instead of being owned by an individual or family. Some examples could include: Car rental Companies Taxicab Companies Police Departments Large Corporation Company Car Programs Once a fleet vehicle is near the end of its lease, a company has several decisions to make about where the car or truck goes from there. Most of the time it is put up for sale or sent to an auction to be sold by a dealership. Keep in mind that there are different types of fleet vehicles- corporate fleet vehicles are usually driven by just one driver, while car rental vehicles could have up to 50 drivers in just a few months. The Advantages of Buying a Fleet Vehicle Although we understand the hesitation that people have about fleet vehicles because of the higher usage compared to regular used vehicles, there are several great reasons to look into purchasing one. They cost less! Fleet vehicles usually have an unbelievable discount compared to any other used car or truck. Companies buy their fleet vehicles at discounted pricing, and once they replace their fleet vehicles with new ones, they want to sell the old ones quickly. That usually means that they sell them at wholesale prices- which is usually thousands less than the price you get at a used car dealership. They’re well maintained Fleet vehicles are strictly maintained and detailed every 3,000 miles. In most cases, they are put on a set schedule for their maintenance, which extends the life of the car- even if it has higher mileage than a traditional used car. Plus, we know it was usually only driven during office hours. They’re still under warranty Since many fleet vehicles were brand new purchases, they usually still have a manufacturer’s warranty. We always recommend that you take any used vehicle to an authorized mechanic to have it inspected and determine which parts might need replacement in the near future in order to avoid unexpected expenses. Buyer Beware We understand that it might be hard to determine the trustworthiness of a used fleet vehicle. There are risks in purchasing any used car. Keep an eye out for things that might be a problem in the future. If it was overused or abused, you will probably be able to identify it immediately. This doesn’t mean that every fleet vehicle could be a potential danger- any used automobile must be judged based on its own worth. The great thing about any fleet vehicle is that all maintenance was documented- and you should have access to all its maintenance records! Regardless of the situation or appearance, it’s always a good idea to get the help of a dependable auto technician to determine the condition of any pre-owned automobile before you purchase it. Fleet Financial can help you find a quality, reliable fleet vehicle- fill out our contact form, and one of our representatives will get back to you as soon as possible! We can also help you finance your used car purchase- Give us a call at 866-683-5505. ...read more
By Fleet Financial Service May 12, 2014