Calif Desert Realty

Do a reality check before retiring

Are you thinking about retirement? If so, it is important that you review your finances and develop a retirement strategy.....and perform a reality check on your retirement resources and expectations. Here are some helpful tips: Create a retirement budget.Take a look at your current expenses and add or subtract items that you expect to be different when you retire. Don't forget to include things like health insurance premiums and other fringe benefits c... READ MORE Posted April 21, 2011 at 10:18 AM

Is the real estate market improving? Some say yes, some say no....

Following is a summary of recent real estate related news you may find interesting…as usual, there are mixed signals and contrary viewpoints. Some suggesting signs of improvement in the market, and some suggesting otherwise.     Los Angeles Times   Confidence in value of homeownership persists through bust.Despite the decline in home prices, 81 percent of U.S. adults believe buying a home is the best long-term investment a person can make, according to a national survey by the ... READ MORE Posted April 20, 2011 at 07:25 PM

La Quinta CA area real estate news you can use

Hello all,  Following is a summary of recent real estate related news and articles you may find interesting…   The New York Times A little-known strategy for cutting mortgage payments Homeowners looking to lower their monthly mortgage payments and reduce their interest rate may be able to do so without refinancing. A little-known strategy called recasting or re-amortization is available through some mortgage lenders and servicers, and eliminates the hefty fees and daunting credit re... READ MORE Posted February 10, 2011 at 02:32 PM