By GaryBoutwell May 23, 2013
These guys are thieves and rip off artists. They will call you and make threats, claim they are law enforcement, and other illegal tactics. They have a F rating with the BBB!! ...read more
By genie864 December 22, 2012
Consumer credit counseling orange county recommended the best option to get out of debt and bankruptcy was my best option. ...read more
By SuVivOR June 21, 2012
You call yourselves debt collectors? More like bullies with an inferiority complex where intimidation and a script of fancy threats is the only kind of life you have to make you feel good about yourselves. We are real people that have honest intensions but fell on hard times. No need to belittle, ridicule and make a mockery of our dignity just to line your pockets with what little we have left. Do me and all the others out there that have fallen into that hole that they are desperately are trying to get out of... Don't call yourselves debt collectors, call yourselves despicable swines... it's much more fitting. As for the star rating, too bad there isn't an option for NO stars. It's shame you refused to work me, someday you may wish you had....karma. ...read more
ClearPoint Credit Counseling Solutions (CCCS), a national nonprofit, has helped over a million clients to regain their financial foothold through personalized budget, credit and debt counseling. ...read more
By ClearPoint Credit Counseling Solutions April 06, 2015
ClearPoint Credit Counseling Solutions (CCCS), a national nonprofit, has helped over a million clients to regain their financial foothold through personalized budget, credit and debt counseling. ...read more
By ClearPoint Credit Counseling Solutions March 06, 2015
Pay As You Earn Federal Repayment Plan On January 2013 the DOE announced that borrowers with Federal Student Loans may now be able to take advantage of a new repayment plan that could lower their monthly federal student loan payments. The plan, known as Pay As You Earn, caps monthly payments for many recent graduates at an amount that is affordable based on their annual income. This new option follows through on President Obama’s promise to provide student graduates with relief on their student loan payments and help them responsibly manage their debt payments. “We know many recent graduates are worried about repaying their student loans as our economy continues to recover, and now it’s easier than ever for student borrowers to lower monthly payments and stay on track,” said U.S. Secretary of Education Arne Duncan. Pay As You Earn plan, which President Obama first introduced on October 2011, caps payments for Federal Direct Student Loans at 10% of discretionary income for eligible the borrowers, and the Department estimates as many as 1.6 million Direct Loan borrowers could reduce their monthly payments with this plan. Find out if you qualify Apply For A Pay As You Earn Program The new option complements similar repayment plans available to help borrowers manage their debt, including Income-Based Repayment, which caps monthly loan payments at 15% of a borrower’s discretionary income. Borrowers who don’t qualify for a Pay As You Earn may still qualify for an Income-Based Repayment, which more than 1.3 million borrowers already use. Most borrowers are able to repay their student loans, but for many who are struggling – including nurses, teachers, first-responders and others in lower-paying public service jobs – these income driven plans could reduce monthly payments to help borrowers to manage their student loan debt and avoid the negative consequences of defaulting on their student loans. While borrowers may pay more in interest in the long run under an income driven plan, those options can provide some relief on loan payments, especially in a borrower’s early years of repayment.Given the many options that make paying back federal student loans more manageable, the DOE has developed tools to assist borrowers make responsible financing and repayment choices. To qualify you must have at least one Direct Loan or a loan in the Federal Family Education Loan (FFEL) program that is eligible to be repaid under one of the income-driven plans. Apply For A Pay As You Earn Program Repayment Plan Options: Apply For A Pay As You Earn Program ...read more
By Student Loan Xchange March 08, 2013
Not being able to pay your creditors due to job loss or other unforeseen circumstances can leave you feeling overwhelmed. Bill collectors will call you at all hours of the day attempting collect. A debt reduction service may be the answer for your situation, but there are scams that you will want to a... ...read more
Making sales these days is highly competitive and if you are not accepting charge and debit cards, you are missing out on sales. There are many different types of processing equipment deals as well as variables in merchant services. Learn how merchant services work and put them to use to make sales yo... ...read more