Top Legal and Financial Services in Murrieta, CA 92563
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Margie Brakhage Attorney at Law
By caligirl12342003 July 15, 2014
I found Margie to be caring, but tough at the same time and will stand up for you. She is knowledgeable and good at what she does. If you want a lawyer you can trust, and doesn't over-charge, try her. ......caligirl ...read more
Margie Brakhage Attorney at Law
By gravelydisappointed January 30, 2013
Our experience with Margie was a nightmare. She was consistently late to court, unfamiliar with our case, and disorganized. Forms were not filed timely, sometimes forms were missing and not filed at all. She would not reply to calls or emails and would consistently make claims to have not receieved them. Her office was also disorganized and her paralegal wanted us to fill out the legal forms. When information was provided to her, she was resistant to make changes to misinformation in the documents. We have never provided a review, positive or negative, but our experience was so bad, I would want anyone to avoid being given poor representation on an issue that matters to them. ...read more
Hanson, Gorian, Bradford & Hanich
By Powerclient January 14, 2013
This firm has no regard for the children's lives they destroy for money through divorce. Rude paralegals and and terrible customer service on all issues with absolutely no follow through. Hire this firm if you want to be sick to your stomach ...read more
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How Health insurance can satisfy your mind.
Insurancetoday is an important investment for your family and yourself. Insurance basically means being protected from a financial loss. It allows you to cover the losses you get from the uncertain happenings or incidents that might get you broke. It has many different categories to start with like auto insurance, home insurance, health insurance and many more. The insurance policies offer a great number of perks and many privileges. The most important of all the types to consider is the health insurance. Health insurancecovers the risk of a person’s meeting up with the medical expenses. The insurer estimates the overall health risk and health system expenditure and develops a routine fine structure like monthly or yearly premium, which provides money to deal with the incurring medical expenses specified in the agreement made between the clients and the company. There are many benefits andcoveragetypes that the health insurance companies offer. All the different types of coverage have different rates to pay. Getting the best type of policy that suits you is a hard task and requires a lot of concentration and guidance on that behalf. Health insurance brings a lot of satisfaction to your mind. It relaxes you on multiple platforms like giving the coverage to you and your family, getting the best medical services in the city for you and your family and looking after one of the most critical types of illness that requires a lot of money to deal with. Even the health insurance for the old age people is also available, giving you a relaxing state of mind. Health insurance provides a lot of policies that will make you the happiest man. Some of the mainpolicies are as: Benefits for your family and yourself · Overall health insurance for the family · Following are some of the main benefits that the health coverage provides: · Critical illness insurance. · Emergency room trips. · Prescription drugs. · Lab test. · Care for baby birth. · Recovery services from any type of injury. · Mental health treatment, counseling and other services. · Pediatric services that include dental care. Healthcare coverages can do a lot for you like: · Reduce the risk against major expenses if any misfortune happens. · Provide financial security to your family in case of death. · Provides funds to meet the costs of liability claims against you if someone accuses you of their misfortune. · In case of job loss or any type of disability occurs then the health coverage can do the favor to you. The reality is that the medical bills and expenses have goon too high and it is not easy to get a reasonablemedical servicewith reasonable price. Plus there is the issue of the doctor, the doctor that is dealing you is very friendly or he or she doesn’t treat you in the right way or If you moved to a new town than it will be hard for you to find new doctors. The insurance takes care of that also. Health insurance is an overall health package for you that amounts to a great investment for your old-time also. There are some policies available that also count your burial charges if you have something unfortunate or a normal death. Health insurancepackages and policies may vary state to state but there is not a lot of difference between the policies as the government and the private sector both compete to insure the people so there are a lot of many good options available to choose from. ...read more
By Stromsoe Insurance Agency May 02, 2018
Insurance Agencies and Brokerages Murrieta California
How would you like to price compare insurance from over 20 companies at once? As an independent insurance broker, I am able to find you the very best policy, at the lowest price. From auto insurance to business insurance, we can work together to find the best policy. Get in touch today to discuss how you could start saving a lot of money. Insurance is about protecting your financial interests when the unexpected happens. If we can't save you money, then nobody can. Save even more by bundling policies. You can turn to us for affordable, confidential, and certified public notary services. Earning your business is about more than finding you the best rate, or suggesting a policy that provides you with the right coverage. As important as those things are, first and foremost, serving you with exceptional service is the top priority. You can trust we will be there for you in the good, and especially the bad times. My name is Oscar R. Ortiz, and I am a licensed independent insurance broker. I stared in 2002 with Primerica, eventually transitioning to WFG. In June of 2004 I received my life and health insurance license. I started working with Farms Insurance as a Reserve Agent in December of 2007. In March of 2008, I received my P&C; License. After leaving Farmers Insurance in November 2009, I was trained to be an independent insurance broker. Discover how much money you could be saving on your insurance! Give us a call, and we can schedule a time to save you a lot of money. We have all made some mistakes in our life. If you are in a position where you need SR22 insurance or a high-risk insurance policy, you can rest easy knowing we can get you the coverage you deserve at a fair price. We work with a number of providers that have specialized high-risk policies, and can find your great coverage at a fair price. There are a number of discounts available, including multi-car discounts, good driver discounts, college graduate, and many more. ...read more
By El Camino Insurance Agency 818-419- December 27, 2014
Trillion Dollar Crisis: The Case for Student Loan Forgiveness
The financial tidal wave of 2008 left millions of American homeowners "underwater," owing more on their homes than their properties are worth. This has decimated consumer demand and destroyed countless dreams. Yet homeowners are not the only group of Americans who find themselves "underwater." After decades of skyrocketing tuition and stagnant wages, American students and graduates now often owe significantly more on their student loans than their degrees are -- in dollar terms -- worth. This week, President Obamatook a decisive standfor students, fighting to prevent a three-point hike in interest rates on federally-subsidized Stafford loans. Over the past several months, he has alsoproposedan accelerated income-based repayment program and new incentives for states to contain costs. These are steps in the right direction. But we need more decisive action to get America's "underwater" students and graduates back on dry land. The ever-growing cost of getting a degree is at the heart of the problem. Public institutions, where a majority of students are educated, have steadily increased tuition as public financing has declined. Amidst unprecedented state budget cutting, average public tuitionincreasedby an astounding 8.3 percent in 2010 alone. With many of their parents facing pay cuts or unemployment, students have had to take out more and more loans to cope with these quickly rising costs. The average borrower graduating from a public or private institutionowedan unprecedented $25,250 according to recent figures. Americans' outstanding student loan debt obligationsnow exceed$1 trillion. The problem is not just the immensity of the debt. It's the scarcity of opportunity for borrowers. While the unemployment rate for new college graduates stood at9.1 percentin late 2011, a recent Rutgers University studyfoundthat only 53 percent of a random sample of recent graduates of U.S. four-year universities were holding full-time jobs. Even fewer were making use of their university-level skills. That explains why delinquency and default rates for student loans are rising sharply -- even with income-based repayment programs in place. Students who studied hard, played by the rules, and are now desperate to find work are being denied basic opportunities and are, accordingly, falling behind on payments. They are finding that their degrees, like homes at the height of the real estate bubble, were vastly mispriced assets that are now hard to finance. Yet, unlike the debt from a home bought in the boom years, it is impossible to walk away from the debt incurred by getting a degree. A student borrower cannot discharge or even refinance their debts in bankruptcy, regardless of how desperate his or her situation becomes. And, if a student borrower does default, he or she will face perpetually rising interest rates and compounding fees with no hope of escape. Mike Konczal, a prominent blogger, hasrightly calledthis "modern-day indentured servitude." We must set these students free. This month in the U.S. House, I have proposed H.R. 4170 -- The Student Loan Forgiveness Act of 2012 -- which would eliminate many of the awful consequences of educational indebtedness. In doing so, it would give Americans greater purchasing power, helping to jumpstart our economy and create jobs. The bill provides full loan forgiveness for current borrowers who have paid the equivalent of 10 percent of their discretionary income for 10 years or who are able to do so over the coming years. It moreover caps interest rates on federal student loans at 3.4 percent and enables existing borrowers to break free from crushing fees by converting many private loans into federal loans. Crucially, Americans who are behind on their payments due to a setback such as unemployment or illness would be eligible to enroll in the new program. The bill seeks to ensure that no one would be consigned to "indentured servitude" because of a stroke of bad luck. To control costs and create prudent incentives for both students and institutions going forward, the bill allows future enrollees in the program to receive forgiveness up to a limit of $45,520 after paying up to 10 percent of discretionary income for 10 years. Under the bill, both current and future borrowers could still opt for the benefits of the existing income-based repayment program as an alternative. If you support this solution, please join the movement by signing your name athr4170.com. Also, please consider asking your Representative in Congress to sign on as a co-sponsor. For at least a century, this country has run on an implied social contract that says "if you study hard and work hard, you'll have a steady middle-class income and a stable career." Let's reinstate that contract and put student borrowers back on higher ground.www.huffingtonpost.com/rep-hansen-​clarke/student-loan ...read more
By Attorney Karen E Lockhart April 26, 2012