By Lakeview Health Systems March 23, 2010
Consider Immaculate Enterprises, they may be able to help ...read more
Came across an article which should help many homeowners feel better about the housing crisis. Any sings of improvement is always better than a down turn. http://www.mortgagenewsdaily.com/11292011_hpi_fhfa.asp ...read more
By Immaculate Enterprises, LLC November 29, 2011
There are a few things to consider when thinking of purchasing a home, especially your dream home. Most people have scattered thoughts about what they want the home to look like, but most of the time a specific neighborhood(s) do(es) conjure images of their happy dream home. When trying to understand your own thoughts on what home you would like to buy here are a few questions that may provide you with more clarity: Have an Idea of how much home you can afford What type of loan do you want, fixed or flexible interest Area you want to live in Type of home, how many bedrooms and bathrooms What’s the right price to offer on a home What is the purpose of the home Investment property Live in with the family Will this house have room for expansion as the family expands As a general rule knowing how much home you can afford is the beginning of getting pre-qualified. Rule of thumb 3 times your yearly gross income, but remember only you can really gauge where you spend your money. If you have credit card debit and car notes to pay that will lower how much house you can afford. Better rule of thumb, the monthly note should not be more than 35% of your gross income. What type of loan would you prefer? An adjustable rate mortgage (ARM) or fixed rate. With today’s economic issues it may benefit you to take a fixed rate loan, especially since rates are at all time lows. Just a note: interest only loans are no longer allowed for homeowners. The current foreclosure issues were increased with the resetting of the interest only loan, which was an investor’s loan and not meant for families. Where do you want to live? Close to public transportation, downtown, uptown, beach, or the inner city. In addition to where you want to live, what type of house do you wish to live in, how many bedrooms how many bathrooms. Will you want an eat-in-kitchen, a den, a family room, or will you need a home office space. Once you answer the above questions you will be more apt to tell a realtor or seller what you are looking for in a dream home making it more of a reality than a dream. For even more information please visit us at http://IEAffordableHousing.com ...read more
By Immaculate Enterprises, LLC June 27, 2011
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Immaculate Enterprises, LLC. Let us know what you think! Read It Now Here ...read more
By Immaculate Enterprises, LLC January 11, 2011
Finding the best financing terms for a used mobile home requires the home buyer to check with different mortgage lenders. The term of the mobile home loan will often make a difference in the interest rate. If the home buyer has a large down payment, many lenders will lower the interest rate or extend ... ...read more
Mobile homes are also known as modular, prefabricated and manufactured homes. Those are all terms used to describe a home that was built in a factory and is delivered to its destination. You must weigh the pros and cons and decide if living in a mobile home is right for you. ...read more
