The average college education costs between $5,000 and $40,000 per year. Students with a high grade point average can apply for different scholarships to assist with the cost. Commercial federal banks offer this type of scholarship for graduating high school seniors. ...read more
When the economy tanked in the early 2000s most people began to worry about the state of their bank's health. At the present time, however, banks are beginning to stabilize and hire more workers as they iron out the remaining wrinkles in their business. Those interested in banking should have a wide range of options to choose from regarding which position they end up accepting. ...read more
Banks and credit unions have been in the news a lot lately for many reasons. This has led many people to wonder if there are any difference between a bank and a credit union and have started to compare banks with credit unions. The two has similarities, but then they also have many differences as well. ...read more
Banking has evolved with the rise in Internet usage because it is more convenient to manage bank accounts online. Bank customers have the option to set up an account with an online only bank or a local bank that offers online services. ...read more
Because many people residing in the United states have family, friends and businesses in other countries, sending money by international bank transfer has become commonplace. Known as an international wire transfer, it is a fairly simple process and is the safest way of sending money out of the country. The transaction entails sending funds from a U.S. bank account to a foreign bank account, and all that is needed is the recipient’s banking information. ...read more
Saving for a rainy day is a wise financial move, but things happen and sometimes money has to be withdrawn from savings. There are several ways to withdraw money from a savings account, depending on how the account is set up and the type of financial institution in which the savings account is held. ...read more
Interest rates on personal loans are affected by three components. They are personal FICO scores, Federal Discount Interest Rate, and the bank where you choose to do business. By understanding how these three components work with each other, you can save time and effort by applying for personal loans. ...read more
You might be wondering why you would choose a banking career over other fields. Working for banks offers several positions all in the same field with opportunities to learn new jobs and grow. You can work as part of the support staff or do clerical jobs, computer related work or start with an entry-level job as a teller. With extra education, you can reach for managerial positions in accounting, loans and public relations. ...read more
A credit union is an exclusive financial institution that provides services to groups of people with some sort of common interest. Credit unions generally offer lower fees than the regular banks. If you have the privilege of being able to join a credit union, choose one that best suits you. ...read more
Tracking finances can become complicated once a business grows to the point where there are multiple payments coming in and out. Each time a payment flows in, it must be recorded correctly in the bank ledger as a bank memo credit. It is inevitable that there will be a mistake in the ledger someday, and it will have to be corrected as quickly as possible. ...read more
If you have been looking for a career that offers you several job choices, you might consider a career in the banking industry. Most people automatically think of teller jobs when discussing banking careers never realizing all the other opportunities. Running a bank requires cashiers, branch managers, sales associates, financial advisers, assistant managers, office personnel and an entire support system. Learn about the types of business banking careers and potential options for jobs. ...read more
Preparation for banking careers means getting your high school diploma for entry-level jobs or obtaining a degree for higher paying managerial or executive positions. The majority of banking jobs are those of support and administrative jobs not requiring as much education. Most jobs in commercial banks provide on the job training and may offer tuition aid programs. Learn what steps you can take in preparation for a new career in the banking industry. ...read more
Bank fees for checking accounts can add up every month and become very expensive. To avoid these fees make sure that your checking account is right for your needs. Also, consider using electronic banking to eliminate charges associated with paper check processing. ...read more
If you have a bank job you should make sure that you dress yourself well to make a good impression and to ensure that you are following the bank's dress code. Make sure to choose clothing that is professional and conservative. Also, choose clothing items that are clean and free of wrinkles for the best business look. ...read more
Most every checking account at a bank has a bank card that allows you to pull cash from ATMs, make purchases online and purchase items in the store at the checkout line without using cash. There are several pros and cons to using your bank card, some of which people don't think of at the time. ...read more
By MEDIA October 03, 2012
This branch of US Bank is COMPLETELY RIDICULOUS. CLOSE YOUR ACCOUNT AND TAKE YOUR BUSINESS ELSEWHERE! DON'T BOTHER OPENING ONE HERE! They have the rudest, most unprofessional so called "assistant manager" named BLANCA HERNANDEZ. She is undertrained, miserable and sick of her own life. I simply went in there to withdraw $1,000.00 -- (She acted like I was robing the place blind) --- She treated the incident like I was applying for a mortgage loan, verifying this and that and taking like 15 minutes to check this and that (When MY Teller was handing me the money, she acts like a super employee and harasses the customer, ran from her station to my teller and interrupted as the money was being handed to me (Which means he already verified everything) -- I was trying to take MY OWN MONEY OUT....how dare you hassle me!!!! I had more that enough to still cover that amount AFTER the withdrawel, the funds WERE CLEARED and available! Her behavior was disgusting toward a CLIENT! I WOULD LOVE TO SEE THIS LOCATION CLOSE. They are useless. There are no customers, they have nothing to do other than pretend they are working! They waste your valuable lunch break and time! The parking is inconvenient (What parking - you even pay for that with the meter), their service is TERRIBLE - I will most likely close my account because of BLANCA HERENANDEZ and take my money elsewhere! I WILL NEVER GO TO THIS USELESS BRANCH! I don't even want to deal with people like her. Whatever happened to QUALITY CUSTOMER SERVICE? She doesn't even know how to speak to a customer in a delightful manner. She is not qualified for her position and gives the bank a bad name!In the end I went to my normal US Bank branch , DOWN THE BLOCK - and had NO PROBLEM obtaining MY OWN MONEY! ...read more
Auto insurance can put a big hole in your pocket if you let it. Insurance premiums vary hugely between companies and agencies, but if you're willing to shop around, it's easy to find something affordable. To get thebest rates on vehicle insurance, we recommend these 10 money-saving tips: Always maintain a good driving record. If you're one of those people who consistently breaks the law or drives too fast, your vehicle insurance rates will show it. Get competitive quotes from different insurance providers. The more you have to compare against, the better informed you'll be-and the more likely you'll get the best rates. Check insurance costs before you buy a new vehicle. Find out which features increase insurance premiums and which ones lower them. Keep these things in mind and choose your new vehicle carefully! Choose higher deductibles. This could reduce your vehicle insurance costs by at least fifteen to twenty percent. Consider buying vehicle insurance from the same company you have your home, accident or life insurance with. Many companies offer discounts to clients who buy more than one kind of policy. Keep your credit record clean. Did you know some insurers take a look at your credit score before setting your rates? They do! So pay bills on time, keep loans to a minimum and keep credit balances low for the most stellar reports. Don't duplicate coverage. Consider dropping medical payments coverage if you have a good health insurance policy. Because medical costs are so high, this could save you up to 40 percent on vehicle insurance premiums! Choose where you live carefully. Due to risk of theft, sometimes living and parking your vehicle in a rural community or suburb costs less than in the city. Take advantage of discounts like low-risk career, low mileage, car pooling, no violations or accidents, taking defensive driving courses or senior citizen price cuts. Insure all your family's vehicles together, and check group rates through corporate organizations, community clubs, and professional or alumni bodies. ...read more
By Money Saving Tips September 05, 2009