Tired of the phone calls? Are creditors calling you every day? Are
they calling your neighbors, friends, and family? Are they calling you
at work? You have the power to make it all stop.
Under both Federal and State Laws, once a creditor is
notified that you have legal representation, they must then direct all
calls to your attorney and not to you. Once you retain my office, I
will prepare a Letter of Representation which you can use to send out
to your creditors. This will give you the much needed and immediate
relief you deserve.
After you have filed for either Chapter 7 or Chapter 13
bankruptcy, a creditor will receive notice of the filing. After this
notice is received, an automatic stay is put into effect. This
means that your creditors are not allowed to do anything in an attempt
to collect on a debt during the time that the stay is in place. Some
of the types of forbidden actions are:
Calling your home or workplace
Sending threatening letters
Continuing to mail bills
Foreclosing on or repossessing a property
Wage Garnishment
You do not have to face creditor harassment issues alone. Contact us today for a free consultation to discuss your case.
Posted June 12, 2013 at 12:49 PM
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