Top Legal and Financial Services in Mobile, AL 36601
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Laden Law
By PriveNom January 21, 2015
I was given Mr. Laden's name through my banker as a SS Disability lawyer to help with my appeal. My case is rather an easy appeal as I have been disabled for several years, have notes from several doctors attesting to that fact and my condition has deteriorated since initial filing 12 months ago. I basically just needed someone "in the know" to file for an expedited hearing since the wait is 12-15 months after denial. I have sorted out that his 25% would be around $3,000. He REFUSED to even meet face to face with me in fact he refused to communicate with me at all from initial phone call to the rapid end. I was told since I am not quite yet 50 yrs old my case wasn't significantly enough for Mr Laden and he was declining to take me as a client. I was dumbstruck he wouldn't even meet with me and he was so flippant about me as an individual in need . There are many, many lawyers and organisations that take on cases for less that $5000 so that's what I did. My case was wrapped in 7 weeks my new Appeal Specialist received their $3000 and my case was won. My advise would be do not waste your time calling Mr. Laden and just go elsewhere. ...read more
Grove Financial Group, Inc.
By Chair Caning & Wicker Repair January 10, 2014
Thank you for connecting with Chair Caning & Wicker Repair www.chaircaning.webs.com 704-235-8171, it is a pleasure having you in our network. We wish your business to have continued growth and success.Giving your company 5 stars and other "compliments" to your Circle site for your kindness. ...read more
INFINITI of Mobile
By 1beachfan February 24, 2013
Went to Joe Bullard Infiniti to inquire about buying a preowned car. The salesman and I couldn't come to terms on price. Two days later the internet department gave me a call and said they were willing to work something out. I arranged to come in the same day. When I sat down with the original salesman I restated my offer, he said "I don't know what they told you in the internet department, but our price isn't changing sweetie"! Then I found out the sold the vehicle at auction. By the way...my offer was only $500 less than their asking price, and it needed the whole windshield replaced. You can't tell me they made money at the auction. Salesman was demeaning to me (a woman), and was misleading. I will NEVER go back there again! Oh by the way this salesman is featured on their new "WE ARE JOE BULLARD" ads. What a joke. ...read more
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legal service, Mobile,Alabama, - Michael S. McNair Attorneys At Law
A small firm with big results For more than 32 years, Michael S. McNair Attorneys At Law has provided outstanding legal service to the local community. If you are facing charges for any reason, contact our team for a consultation. Don't step foot into a courtroom alone. You'll find our attorneys can help you with any type of family law case. Call us today for compassionate help. Whether you are filing for disability or need help with an appeal, we're here to help you today. Don't speak to the police without an attorney by your side. You can depend on us to protect your rights. ...read more
By Michael S. McNair Attorneys At Law November 16, 2014
SMALLBIZ BUILDER October 2011
SMALLBIZ BUILDER The 4th Quarter 2011 Due Dates October 1: Businesses: Deadline for establishing a new SIMPLE retirement plan October 17: Individuals: 2010 Form 1040 due if on extension November 1: Employers: File Form 941 for 3rd quarter 2011 During November: Employers: Request Form W-4s from employees whose withholding allowances will be different in 2012 Employers: Request Form W-5 from each eligible employee who wants to receive advance payments of the Earned Income Credit during 2012 December 15: Calendar-year C Corporations: 4th installment of 2011 estimated tax due Are Retirement Plan Distributions Subject to Withholding? Keeping Access to Your Records Alternative Minimum Tax (AMT) In A Nutshell Are Retirement Plan Distributions Subject To Withholding? Distributions from an employer-sponsored retirement plan may or may not be subject to withholding. In some cases, withholding is mandatory and in others the recipient can elect out. Eligible Rollover Distributions. In general, the payor of any designated distribution that is an eligible rollover distribution must withhold an amount equal to 20% of the distribution. The recipient may not elect out of the withholding requirement. ·Exception: Eligible rollover distributions are not subject to withholding if expected distributions are less than $200 for the year. Also, 20% withholding generally only applies to any previously untaxed amount. The most important exception by far is that no withholding is required if the plan directly rolls over (in a trustee-totrustee transfer) the eligible rollover distribution amount to another qualified retirement plan or IRA. Periodic Payments. The payor of a periodic payment (one made at regular intervals for more than one year) that isn't an eligible rollover distribution must withhold from the payment as if it were a wage payment for the appropriate payroll period. ·Exception: Generally, the plan administrator must withhold at the rate for a married individual with 3 withholding exemptions. However, recipients have the right to elect no withholding or elect to have a different amount withheld and revoke the election at any time. Nonperiodic Payments. A nonperiodic payment is a distribution that usually isn't made at regular intervals and isn't an eligible rollover distribution. Nonperiodic payments generally are subject to 10% withholding. ·Exception: The recipient may elect no withholding or have a different amount withheld by filing a Form W-4P with the plan administrator. Reminder: Distributions from designated Roth accounts in 401(k), 403(b), or 457(b) plans have no withholding requirement because the distribution is not taxable. If a nonqualified distribution is made from such an account, withholding is required only from any distributed earnings that the recipient must include in gross income. October 2011 PADGETT BUSINESS SERVICES® Vol. 9, No. 10 PADGETT BUSINESS SERVICES® is dedicated to meeting the tax, government compliance, profit&financial reporting and payroll needs of businesses with fewer than 20 employees in the retail and service sector of the economy. This publication suggests general business planning concepts that may be appropriate in certain situations. It is designed to provide complete and accurate information to the reader. However, because of the complexities of the tax law and the necessity of determining whether the material discussed herein is appropriate to your business, it is important you seek advice from your Padgett office before implementing any of the concepts suggested in this newsletter. PENALTY NOTICE: As required by U.S. Treasury regulations, you are advised that any written tax advice contained herein was not written or intended to be used (and cannot be used) by any taxpayer for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code. P A D G E T T B U S IN E S S S E R V IC E S ® W H E R E Y O U R S U C C E S S T A K E S R O O T ℠ Keeping Access to Your Records There are many situations where a business owner or taxpayer can find themselves without complete records. For example, you sell your business and later get audited by the IRS. You give your records to your accountant who passes away and his wife transfers the business to a third party. You have a falling out with your business partner or spouse. Or a hurricane or other disaster destroyed your records. While you may get some sympathy from the tax authorities, you're responsible for your records. In some cases, the solution is pretty simple: Don't let your accountant or attorney retain original documents unless it's just for a short period, for example to prepare your tax return. Get records back from your spouse or business partner before parting ways. Make an electronic backup of important records and store them in a safe place. If you're selling your business, keep whatever the new owner won't need and make copies of important documents given to the new owner. The IRS advises taxpayers to take the necessary steps to safeguard their financial and tax records. Taxpayers should also check the following literature, available on the IRS web site at www.irs.gov FS-2006-7, Reconstructing Your Records Publication 552, Recordkeeping for Individuals Publication 583, Starting a Business and Keeping Records Alternative Minimum Tax (AMT) in a Nutshell The regular tax laws give special treatment to some types of income, allow special deductions for some types of expenses, and allow credits for certain taxpayers. Taxpayers who are not required to pay tax under the regular tax system may still be liable for tax under the AMT laws. According to the IRS, these laws create an “equity” in the system, requiring higher income individuals with certain deductions to pay tax. Without the AMT laws, the IRS says that these individuals would pay little or no tax, while those with lower income levels and no deductions would pay higher tax. AMT is triggered when a taxpayer has enough preference items and adjustments. Contact David Few at your local Padgett office to discuss this in more detail. 251-645-0822 ...read more
By Padgett Business Services September 21, 2011
Run the 401(k)
Pace your race to retirement wealth! IRA, SEP, SIMPLE and 401(k) Plans Whether retirement days are near or far, you should be up-to-date on the types of retirement plans available to you and your employees. The plans you will hear most about are IRA, SEP, SIMPLE and 401(k). In addition to providing for retirement, they may offer singificant tax benefits today. Individual Retirement Arrangement IRAs are plans that let you set aside money for your retirement. IRA plans solutions can be recommended and obtained through representatives of intermediaries such as banks and financial instituitions, who offer IRA accounts. Traditional IRA To contribute to a traditional IRA, you must be under age 70 1/2 at the end of the tax year and have taxable conpensation greater than or equal to your contribution during the year. Contributions may be tax deductible in full or in part, depending on your circumstances. The amounts earned by your IRA contributions are usually not taxed until you withdraw the money. Generally, you can't withdraw money from your IRA before you turn age 59 1/2 with paying income taxes and a 10 percent additional tax. ROTH IRA Regardless of your age, you may be able to set up a ROTH IRA. You can't deduct your contributions, but if certain requirements are met, earning will be tax-free. SEP Plan The Simplified Employee Pension (SEP) was specifically designed for small employers and has very few administrative burdens or costs. Employer contributions are made directly to IRAs that the employer sets up for the employees. SIMPLE Plan Generally, employers can set up a Savings Incentive Match Plan for Employees if they have 100 or fewer employees and meet several other requirements. A SIMPLE plan is an arrangement under which an employer makes contributions to employees SIMPLE retirement accounts. Additionally, employees can make salary redution contributions. The two types of SIMPLE plans are the SIMPLE IRA and SIMPLE 401(K) plans. 401(k) Plan 401(k) plans are the most popular type of retirement plan used today. They can be a powerful tool in promoting financial security in retirement for employees and are a valuable option for businesses considering a retirement plan. Employees may defer a portion of their salary as either a pre-tax or an after-tax contribution. As with IRAs, there are different kinds of 401(k) plans. Depending on the type, the employer can make either non-elective or matching employer contributions. For assistance in determining what type of plan might be best for you and your small business, contactGrove Financial Group, Inc. Retirement Plan Fix-it Guides You may find the SEP, SIMPLE IRA Plan and 401(k) Fix-it Guides at theIRS.govwebsite. Tips on how to find, fix and avoid common mistakes for these plans are a sure-fire way to keep your plans healthy. Think "CHECK-up" Now Help your retirement plan thrive by taking a "Check-Up" featuring a checklist of some of the basic requirements for operating your plan. Just go to the Tax Information for Retirement Plans Community pay atwww.irs.govand search: retirement plans check-up. For a free retirement plan check-up on your employer sponsored pension plans, contact us today via e-mail at:ceo@grovefinancialgroupinc.comor visit ourwebsitefor more information.Best regards,Leon Grove, DBA ...read more
By Grove Financial Group, Inc. April 08, 2011