Pisanchyn Law Firm, Michael Pisanchyn

When Just in Case Turns Into Now What

We explained yesterday what a phantom driver accident is, and what kind of coverage you should have on your insurance policy to protect yourself just in case you are ever the victim of a phantom driver. In this post we are going to go a little more in depth on what you should do when a phantom driver accident occurs. In order to file a claim with your insurance company about a phantom driver you must report that another vehicle caused you to wreck, then fled the scene, to the police as well a... READ MORE Posted May 11, 2012 at 06:32 AM

Hit and Run...Minus the Hit?

Did you know in Pennsylvania another vehicle does not have to physically touch your vehicle to be treated the same as a hit and run? Are you wondering how that's possible? Doesn't hit and run mean, someone hit you causing you to crash, then fled the scene? Yes, however if someone, for example, cuts you off in traffic, causing you to lose control and wreck, then flees after the fact, this is handled in the same manner as a hit and run. This type of accident i... READ MORE Posted May 11, 2012 at 06:31 AM

Are You Covered?

Too often people come to us thinking they have "full coverage" on their insurance policies only to find out too late that they have the basic coverage required by law, or not enough coverage to pay for the hospital bills and damages. Insurance policies can be tricky to configure, and when you see the monthly payments add up with the more you add to your policy it's easy to be discouraged into lowering your coverage. This month we're going to inform you on the different typ... READ MORE Posted May 11, 2012 at 06:30 AM