Oakland Bankruptcy: West Coast Bankruptcy Attorneys

What Happens to My Assets When I Convert My Chapter 13 to a Chapter 7

  There could be many reasons why you may convert your Chapter 13 bankruptcy case to a Chapter 7 bankruptcy case. Maybe you had a significant decrease in income and can no longer afford to remain in a Chapter 13 bankruptcy case. Maybe the car you were trying to save in your Chapter 13 plan has been totaled in an accident or is no longer running. Maybe it does not make financial sense to try to keep your house any longer. Whatever the reasons are you can no longer proceed with your Chapte... READ MORE Posted August 23, 2012 at 12:37 AM

I’m About to Receive a Lump Sum Social Security Payment

There are many people that are about to file for bankruptcy or have already filed for bankruptcy and realize that they will be receiving a lump sum payment from the Social Security Administration for payment owed to them for prior months (sometimes years).  This is normally a cause for celebration, since you will now receive what is owed to you by the government.  However, the most prevalent fear out there is that because they are about to file for bankruptcy, or have already filed ... READ MORE Posted November 09, 2011 at 01:11 PM

Loan Modifications in Bankruptcy

By Kitty J. Lin, Attorney at LawIf you have a house that is underwater, and you have problems making your monthly payments, or you know you will have problems making your monthly payments in the future, chances are you have or will be trying to obtain a loan modification.  For those of you that are seriously delinquent in your monthly payments, you may have tried to hire a loan modification company that promises to help you obtain a loan modification.  Be sure you are hiring a reput... READ MORE Posted July 26, 2011 at 10:41 AM