Independent Associate for Pre-Paid Legal Services,

About Independent Associate for Pre-Paid Legal Services,

A Pre-Paid Legal "Life Events Legal Plan" gives you access to quality law firms.

Have you ever...
* Been overcharged for a repair?
* Received a speeding ticket?
* Been audited?
* Purchased a home?
* Tried to return a defective product?
* Lost a security deposit?
* Signed a contract?
* Prepared a will?

Even though most people find themselves in these situations, the majority do not seek the advice or help of a qualified lawyer. Why?

* It may cost too much.
* They may not know where to begin.
* The process is intimidating.

You only get as much justice as you can afford. If you don't know your rights, you simply don't have any! The top 10% of income earners can afford to have a lawyer on retainer and are accustomed to asking their lawyer for advice before making decisions. What about you?

With Pre-Paid Legal:

* You know who to call.
* You're treated like the firm's most important client.
* You are empowered by knowing your legal rights.


Without Pre-Paid Legal:

* You may try to handle it yourself.
* You'll likely receive the justice as you can afford.
* You may pay hundreds of dollars for ONE HOUR of a lawyer's time.
* If you don't know your rights, you don't have any!

Pre-Paid Legal "levels the playing field" in the justice system. With a Pre-Paid legal plan you can say, "I'm going to talk to my lawyer about this." -- and mean it!

Phone Consultations on Unlimited Matters

As a member, you can consult with your Provider Law Firm toll free by phone on any personal or business-related matter. Just call your Provider's toll-free number during regular business hours when you have a legal problem or question.

Phone Calls and Letters...

A phone call or letter from your Provider Lawyer can get you the results you want fast. Your Provider Lawyer will recommend a letter or phone call when that is the best step for you. One call or letter per personal subject related matter is free with your membership. Plus, you'll receive two business letters each year at no additional cost! Additional assistance for same subject at 25% discount.

Contract and Document Review...

You can have an unlimited number of personal legal documents, up to ten pages each, reviewed by your Provider Lawyer. Included each year is one business document review at no additional cost! Your Provider Lawyer will analyze the documents and suggest changes for your benefit before you sign.

Wills for You and Your Family...

A Will for you at no additional charge, not just a "simple" Will, but one that meets most Americans' needs - with free yearly reviews and updates.

* Additional Information & Exclusions
Motor Vehicle Legal Expense Services

Minor Legal Expenses

Your Provider Lawyer will represent you or your covered family members against moving traffic violations at no additional cost to you. Now you can have help with traffic tickets and not have to worry about the cost of representation.

Major Legal Expenses

Your Provider Lawyer will defend you or your covered family members when you are charged with Manslaughter, Involuntary Manslaughter, Negligent Homicide, or Vehicular Homicide at no added cost to you.

And add up to 2.5 hours for help with..

* Damage recovery service
* Driver's license assistance
* Personal injury legal expenses

* Additional Information & Exclusions
Trial Defense Services

Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal membership offers assistance when you need it most.

Up to 60 hours of lawyer time...

During your first membership year, you have up to 60 hours of your Provider Lawyer's time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or criminal action filed in a court of law. The criminal action must be one which arises out of the direct performance of the covered person's employment activities. Your Provider Firm can advise you of the documents required to determine coverage under this benefit.

Of these 60 hours, up to 2.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings.

Your hours of service increase...

When you renew your membership, your hours of lawyer time increase as follows:

2nd year renewal: Up to 120 hours of assistance at no additional charge including up to 3 hours of pre-trial time.

3rd year renewal: Up to 180 hours of assistance at no additional charge including up to 3.5 hours of pre-trial time.

4th year renewal: Up to 240 hours of assistance at no additional charge including up to 4 hours of pre-trial time.

5th year renewal: Up to 300 hours of assistance at no additional charge including up to 4.5 hours of pre-trial time.

* Additional Information & Excl