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How to Get Car Insurance

Get Quotes for New Car Insurance

Getting a new car is an exciting time in anyone’s life.  Most new cars require a loan from a lending institution.  These financial institutions require enough insurance to cover the loan in case of an accident.  You will want to research your options for car insurance for your new vehicle and obtain multiple quotes to ensure the best price.


  • Contact your current insurance company, if you have one.  Ask for an insurance quote on your new vehicle.  Many insurance companies will offer discounts for having more than one vehicle or having other lines of insurance, like your home or life, with the same company.

  • Browse MerchantCircle for car insurance companies in your area.  Find an independent or company agent with good customer reviews to contact for a quote.

  • Go to the main webpage of a reputable insurance company.  Click on the “Get a Quote” button and input your information.  Make sure you have the information about your new car correct.  You will need to know the year, make and model. 

  • Talk with your loan officer or a representative at the financial institution that has the loan on your vehicle.  Ask what insurance company he or she recommends.  Since car insurance is required on a new car with a loan, the financial institution may be able to refer you to a company it works with on a regular basis. Some financial institutions offer insurance through them as well.

  • Consider searching for new car insurance quotes before you purchase a particular vehicle.  You may be able to narrow you new car choices based on the price of insurance for a particular vehicle.