Get Quotes for Auto and Home Insurance Policies Online
Many insurance companies now offer an online option for potential customers to get quotes for their auto or home insurance. This has made researching auto and home quotes much more convenient for the consumer. It is also a way to keep insurance rates low because companies do not have to employ as many representatives. There are various methods to receive an online insurance quote.
- Find a reputable insurance company. Search MerchantCircle to locate reputable insurance agents. This website will provide you with contact information as well as customer reviews so you know you are working with a reliable company.
- Go to the insurance company’s webpage. If you are unsure of the company’s URL, search using your favorite search engine. Type in “Insurance Company” or the name of the specific company you are trying to find.
- Review the main page to make sure that the company you have selected offers both auto and home insurance quotes online. Some companies only focus on auto or home, but not both. With many companies who offer insurance in both areas, discounts are provided for having both policies with one company.
- Click on the button or tab that reads, “Get a Quote Now.” This will direct you to the section of the website where you can input information and get a quote.
- Select home or auto insurance. You will have to get a quote for each line of insurance separately, even though you may get a discount for buying both policies with the same company.
- Gather information regarding your home including the year it was built, the square footage, whether it is a brick or vinyl sided home, if you have any other dwellings (like a garage, shed or barn) on the property and the approximate value of the home.
- Gather information regarding your automobiles including the year, make, model and VIN (Vehicle Identification Number). You will also need to provide accurate information regarding each driver’s driving record. List any tickets or accidents that anyone on your policy has had in the past three years.
- Begin inputting your information in the required sections of the auto or home online questionnaire. Questions that must be answered may be marked with an asterisk. Give as much information as possible. The more information you are able to give will result in a more accurate quote.
- Submit your information by clicking the “Submit” button. Some companies are able to offer quotes immediately or within a few hours. Other companies may take up to 48 hours to provide you with an accurate quote. Depending on your driving record, an agent may have to contact you. Online quotes may not be available to potential customers who pose a high-risk.
- Repeat this process to get quotes from a variety of insurance companies. Make sure you input the same exact information for each company. After you have at least two and no more than five quotes, you can begin comparing the quotes to find the best company for your needs.