Electronic Vs. Paper Tax Filing

The IRS revolutionized how Americans submit their taxes when they introduced e-file in 1986. However, e-filing is not for everyone. Understanding the facts about paper and electronic filing will help you be able to know which one is right for you.

Electronic filing:

• Electronic filing is the quickest way for an individual to receive their return. The turnaround time for a refund can be around two weeks quicker than it would be with a paper filing.


• E-filing allows an individual to know that the IRS received their tax return. Normally, the IRS will send a confirmation email within seventy-two hours after electronic submission.


• There are three ways that a person can e-file. First, they can use a tax preparation software, such as Quicken Tax or TuboTax. Secondly, they can submit directly from the IRS website for free if they have an income under $52,000. An individual can also use a tax-preparation service or accountant.

Paper filing:

• Paper filing is best for those who have simple forms to fill out, such as a 1040EZ. Also, there are only certain times of the year that individuals can use e-file (January 15 - October 15), so paper filing is preferable for filing at unusual times of the year.


• The IRS asks those who are married and filing separately or who may have an issue with claiming dependents to file by mail rather than by e-file. 


• When sending in paper tax-returns, ensure that your papers are completely filled out, labeled, and sent to the proper IRS service center. Failure to do so will delay your return.