PrePaid Legal

About PrePaid Legal

We give members access to professional legal counsel not only for traditional legal problems, but for everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. These events can be among the most important events in a person's life, yet there is a tendency for them to take place without proper legal review. For Pre-Paid Legal members, access to legal counsel is only a toll-free phone call away.


Pre-Paid Legal Services®, Inc. was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. For a low monthly fee of $26 or less, the Company's legal expense plans (referred to as memberships) offer a variety of legal services in a manner similar to medical reimbursement plans or HMOs.

The Company currently provides legal services to over 1.5 million families across the U.S. and Canada. Plan benefits are delivered through a network of independent provider law firms. Members have direct, toll-free access to their provider law firm rather than having to comb through a yellow-page style directory for a referral. Provider firms are carefully selected and the quality of service is closely monitored to maintain the high standards of Pre-Paid Legal.


Our members are served by a provider law firm which has been carefully screened and selected by Pre-Paid Legal. Using the plan, members simply call their provider firm directly at the toll-free number on their membership card when they have a legal question or problem. It’s really that simple. Pre-Paid Legal does all the work; no searching for a qualified lawyer, no claim forms, no worries about being able to afford a lawyer – just peace of mind.


1969 – July 11, 1969, Harland Stonecipher is involved in a head-on collision which results in serious legal fees. He has auto insurance to cover the damage to his car, medical insurance to cover the cost of his hospital stay, and even life insurance had the accident been fatal. But he has no coverage or protection for the legal bills that accumulate. He begins researching the industry of European legal expense plans. See the Pre-Paid Legal story for more information.