By Chair Caning & Wicker Repair January 05, 2014
Thank you for connecting with Chair Caning & Wicker Repair www.chaircaning.webs.com 704-235-8171, it is a pleasure having you in our network. We wish your business to have continued growth and success.Giving your company 5 stars and other "compliments" to your Circle site for your kindness. ...read more
By No Hassle Shopping, Inc. 24/7 Online Store September 04, 2013
Thank you for accepting No Hassle Shopping invitation www.nohassleshopping.org, five stars for your experience and competitive pricing, inform your customers about No Hassle Shopping and they will receive $1,000 credit with no credit check and no income verification. ...read more
By Sharon McIntosh June 14, 2011
I would like to thank A Plus Quality Dallas Movers for a job well done! I felt secure with the movers and their work right from the start. They were professional and I have actually given their number to a couple of friends. Thank you again. ...read more
If you are looking to buy real estate in the Plano area, its time to get your credit score in order to determine what you can buy. I ran across an excellent article written by Dave Ramsey about the importance of credit scores. It reinforces my thoughts as to why people get into a pickle by being too conservative or too aggressive with the amount of credit they acquire. It really is a challenge to balance your debt in order to max out your credit score. Enjoy the excellent article, its good reading. I also recommend Dave's site. He has a strong understanding of money management. George Herring - Realtor The Truth About Your Credit ScoreCan you really live without it? from daveramsey.com on 11 Jun 2010The dreaded FICO score. It's that number that's associated with every credit report. We all know about it—most people have one—but what does the credit score really mean?Like it or not, your credit score is not an indicator of winning financially. All it tells you is whether you are good at borrowing money and paying it back. That's it.But let's take a deeper look. How is your FICO score determined?35% of your score is based on your debt history.30% is based on your debt level.15% is based on the length of time you've been in debt.10% is based on new debt.10% is based on type of debt.It's the I-Love-Debt ScoreYour FICO score is an I-love-debt score, isn't it? Does it factor in your income—or, even better, your debt-to-income ratio? Nope. Does it factor in your savings accounts, net worth—anything other than debt? Absolutely not.The only way to have a good credit score is to go into debt, stay in debt, and continually pay your accounts perfectly—without adding too much debt or paying too much off. In other words, stay in debt for as long as you can. How ridiculous is that?Now, if you are on Dave's plan—paying off old debt and not opening any new debt—then you'll eventually reach the point of being debt-free. At first, you'll pay off credit cards, car and student loans and things like that. Then, one sweet day, you'll finally knock off that mortgage.After killing all that debt, your credit score will become "indeterminable." This is great news! By this point in your life, you haven't taken out a loan in years, you've saved a ton of money, and you're paying cash for everything. So you don't need a credit score, anyway, since you don't plan on using credit!Getting a Mortgage Without a Credit ScoreLet's go back a few years, though—back before you paid off that mortgage. How can you get a mortgage without a credit score in the first place? Isn't this magic number your key to the world of mortgages and homeownership?Actually, no, it isn't. You can get a mortgage without a credit score. How so? Manual underwriting.Not every lender is going to do manual underwriting—which is basically when they use a little common sense and look at factors like your income and not just your credit score. Churchill Mortgage is one lender we recommend for manual underwriting.Now, this doesn't mean that just anyone can walk into a bank or mortgage lender and walk out with a home loan using manual underwriting. Remember, this is the way weird people do it, so there are some requirements you've got to live up to. Specifically, you must:Put at least 20% down on your home.Choose a 15-year, fixed-rate conventional mortgage.Have a strong employment history and personal income to support the loan.Demonstrate 4–6 trade lines that span 18–24 months. These are just regularly recurring expenses such as rent, electric bills, water bills, cell phones, etc.Also, your old credit history has to be in good shape. Even if you have a zero score, the old history is still there and impacts the loan decision. If you have an old history of late or missing payments, then you could have some problems. ...read more
By Realtor George Herring | RE/MAX Real Estate Agent June 16, 2010
JC Nguyen | Officeblvd.com | jcnguyen@officeblvd.com | 949-698-4799McDermott Drive, Allen, TX Send to FriendAtrium Offices start at $460 Share ListingOffice$460/monthSq FootageUnspecified DESCRIPTIONExclusive Allen Executive Suites featuring individual offices ranging from 110sqft to 160 sqft. Base rent range from $460 to $720. All utilities are included, receptionist to meet your clients during business hours. 24 hour access. Phone, internet, and furniture package are available for additional fee. Photo 3click on thumbnail to enlarge RENTAL FEATURES High Speed T-1 Internet Access AvailablePhone system with 24 hour private voicemail access AvailableFacsimile, Photocopies and Postage AvailableReception Meet and GreetUtilities INCLUDEDConference Rooms UsageCoffee&Tea Service and Kitchen Facilities LOCATION FEATURES Easy Access to 75restaurants, banks and shopping in area LEASE TERMS 6 months 12 months Contact info:JC NguyenOfficeblvd.comjcnguyen@officeblvd.com949-698-4799 ...read more
By Office Blvd Executive Suites in Dallas April 08, 2010
JC Nguyen | Officeblvd.com | jcnguyen@officeblvd.com | 949-698-4799North Central Expressway, Dallas, TX Send to FriendVery Nice Executive Suites Near Mockingbird Station Share ListingFurnished Office$535/monthSq Footage140 DESCRIPTIONHighland Park area executive suites featuring a very affordable office package. One 140sqft interior office with everything you see below including furniture for one very LOW price. Please call or email to make appointment. Photo 1click on thumbnail to enlarge RENTAL FEATURES One digital telephone handset (w/display, caller ID, speakerphone, conference, etc.) INCLUDEDOne 24-hour voicemail box INCLUDEDOne separate, dedicated fax/data line INCLUDEDUltra high-speed Internet access (up to 3.5 times faster than a commercial T-1) INCLUDEDPersonalized call answering/screening (8:30 AM – 5:00 PM) INCLUDEDUp to 55 hours of conference room usage per month INCLUDEDAccess to all common areas including reception, kitchen, break rooms, mail© rooms, restroomsAccess to catering, LCD projector rental, etc. (discounts available)Discounts on training rooms and video conferencingA furniture package including: one desk and return, one executive chair, two guest chairs and 1 file LOCATION FEATURES Surface parking LEASE TERMS 6 or 12 months.Contact info:JC NguyenOfficeblvd.comjcnguyen@officeblvd.com949-698-4799 ...read more
By Office Blvd Executive Suites in Dallas April 08, 2010
Moving can be a stressful time. You have to worry about loading and unloading everything and a host of other duties. The most important part of moving is loading the moving truck. Planning ahead when loading the vehicle will make the mover go much smoother. ...read more