By gsomerchant February 15, 2013
AVOID AT ALL COSTS - they lie to consumers about Collection issues, and will only resolve the issues after months and threats with legal action. They know what they are doing is wrong, but they continue to hurt consumers anyway solely for profit. ...read more
By Chair Caning & Wicker Repair September 16, 2011
Chair Caning & Wicker Repair Mooresville, NC. 704-235-8171 (By Appointment Only) – is honored have to you join our network. We wish your business to have continued growth and success. To help with your success here is five stars for your great company. We would also like to extend a special discount to our connections & their clients, just mention Merchant Circle for discount. Let us help on any Chair Caning or Wicker Repair needs. Services Include: Rush - Fiber or Natural, Pressed Cane, Hand/Strand Cane, Splint, Blind Cane, Danish Cord, and Wicker Repair. Visit our website www.chaircaning.webs.com for photos of recent repairs. ...read more
By Marquis Collection January 29, 2011
Thank you for the Connection to Marquis Collection. Please see Fine Gifts and Home Furnishings @ MarquisCollection.com ...read more
By Trinity Financial Solutions October 04, 2012
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Consumer Credit Counseling Service 1-888-551-1270. Let us know what you think! Read It Now Here ...read more
By Consumer Credit Counseling Service 1-888-551-1270 July 07, 2011
Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of "completeness and accuracy." If, after a reinvestigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the [credit bureau] shall promptly delete such information." The credit bureaus are required to complete the investigation within a "reasonable period of time." This period has been set at thirty days. The credit bureaus can ignore the consumer dispute if they have reason to believe that the dispute is "frivolous or irrelevant." The FTC commentary on the FCRA cites, as an example of a frivolous dispute, a dispute wherein the consumer challenges all negative items on his credit report without providing any allegations regarding specific items in the credit file. However, "A [credit bureau] must assume a consumer's dispute is bona fide, unless there is clear and convincing evidence to the contrary." When a consumer challenges a negative credit listing on the basis of extenuating circumstances, such as health problems, divorce, job loss, etc., the credit bureaus are entitled to ignore that dispute. When a consumer submits a dispute which is neither frivolous nor irrelevant by credit bureau standards, the credit bureau must "at a minimum... check with the original sources or other reliable sources of the disputed information and inform them of the nature of the consumer's dispute." In some cases of consumer dispute, "Reinvestigation and verification may require more than asking the original source of the disputed information the same question and receiving the same answer." In other words, when a consumer files or re-files a valid dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing. In theory and law, the process is deceptively simple, thus leading many people to think that they can easily handle this themselves "for the price of a few postage stamps." Most quickly discover that the credit bureaus have made it much more difficult than one would imagine. For help in this, we recommend using Lexington Law a professional credit report repair company. Greensboro NC Credit Counseling Greensboro High Point NC Credit Counseling Winston Salem Credit Counseling Cary NC Credit Counseling Credit Counseling Raleigh Durham NC Fayetteville NC Credit Counseling Charlotte NC Credit Counseling High Point NC Credit Counseling Durham Consumer Credit Counseling Cary NC Raleigh NC Credit Counseling Wilmington NC North Carolina Credit Counseling Charlotte NC Winston Salem NC Wilmington NC Rockingham NC ...read more
By Consumer Credit Counseling Service 1-888-551-1270 May 30, 2011
Not being able to pay your creditors due to job loss or other unforeseen circumstances can leave you feeling overwhelmed. Bill collectors will call you at all hours of the day attempting collect. A debt reduction service may be the answer for your situation, but there are scams that you will want to a... ...read more
Making sales these days is highly competitive and if you are not accepting charge and debit cards, you are missing out on sales. There are many different types of processing equipment deals as well as variables in merchant services. Learn how merchant services work and put them to use to make sales yo... ...read more