Marc Hart Insurance Services

California Health Insurance Premiums: 7 Ways to Save!

Health insurance premiums are at a all time high they are going up at a rate of nearly 15 percent each year. So there has to be away to keep your premiums at a level that is affordable I am going to explain to you how. California has 7 companies that compete for your business and as of the date of this publication there are a lot of new plans out there that are saving people 30 to 50 percent off their health insurance premiums each month I am going to give you some tips on how to do that toda... READ MORE Posted June 22, 2008 at 10:33 AM

HSA Fundamentals: How does a HSA Lower Health Insurance Costs?

How does a Health Savings Account (HSA) lower health insurance costs? Another common misconception is that the HSA itself will lower your health insurance costs. Moving to a high deductible health plan that is HSA compatible will generally lower health insurance premiums usually anywhere from 30 to 50%. Interestingly, most of the time the high deductible plan (HDHP) will save enough premium dollars to cover the increased exposure. In fact, it is rare when a high deductible health plan do... READ MORE Posted May 24, 2008 at 01:57 PM