Top articles for Financing

How to Keep RFID Credit Cards Safe

How to Keep RFID Credit Cards Safe

RFID credit cards are different from traditional credit cards in that the account and personal information from an RFID credit card is transmitted via radio frequency, rather than via computer encryption methods. These radio transmissions are easily intercepted, leaving your financial information available to hackers. ...read more

How to Finance College With Poor Credit

How to Finance College With Poor Credit

College can be expensive and this can prevent many people from continuing their education. However there are many programs and loans designed to help people afford college through financing. If you have bad credit, you will need to find special loans and lending options that are designed for you. ...read more

How to Finance Furniture with Bad Credit

How to Finance Furniture with Bad Credit

Furniture is often expensive a usually require and loan or credit card to finance it. If you have bad credit, it may be hard to obtain this funding. Many furniture stores will allow people with bad credit to finance the furniture through the store. Visit several stores to find out what your financing options are and choose the one that works best for you. ...read more

How to Get a Student Car Loan

How to Get a Student Car Loan

It is a necessity for some students to have a car to get back and forth to where they need to be on time. It is not uncommon for some students to secure car loans through banks or credit unions to get the financing they need for transportation purposes. Getting a car loan while you are a student can be difficult, but it is something that can be done by following a few simple tips. ...read more

How to Finance Dental Care With Bad Credit

How to Finance Dental Care With Bad Credit

A patient who has a bad credit rating has several options for financing dental care. The dentist’s lending source is the first place to check for financing. Applying at a local bank or looking for an online lender that makes bad credit loans are other options for the patient to try. ...read more

How to Make Money With Peer to Peer Lending

How to Make Money With Peer to Peer Lending

Banking institutions currently do not have a high rate of return on savings accounts. The stock market is not necessarily a safe place to invest money because of volatile fluctuations and an unstable economy. Making money with peer to peer lending has become very popular over the past few years. The rate of return for lenders is greater, while borrowers pay less than traditional sources.  ...read more

How to Erase Bad Credit Reports

How to Erase Bad Credit Reports

Your credit score is a very important number, especially if you need to get a mortgage loan, car loan, or even just a credit card. People with bad credit pay more in interest than people with good credit do. If you have bad credit you can obtain your credit report to see what is causing the problem, and then do what you can to try to fix it.   ...read more

How to Use a Boat Loan Calculator

How to Use a Boat Loan Calculator

A boat loan calculator is similar to an auto loan calculator; you need to have the required information that it asks for in order to accurately determine the monthly loan payment that you owe if you finance a boat using the statistics you enter into the online boat calculator. ...read more

How to Become a Finance Controller

How to Become a Finance Controller

A finance controller is usually one of the most important positions in an organization. A controller must manage the company's day-to-day finances in order to help maintain profitability. Many Chief Financial Officers were once a finance controller, which is how they learned the inner workings of their particular business. ...read more

How to Dispose of Old Credit Cards

How to Dispose of Old Credit Cards

After your credit card expirers or you close out the account, you need to properly destroy the card to deter identity theft and fraud. There are two ways a thief can get information off of you card: through the information printed on it and through the information contained in the magnetic strip. ...read more

How to Finance a Graduate Degree

How to Finance a Graduate Degree

According to a study completed by Virginia Tech, 27 percent of college graduates continue with schooling to complete a Master's degree. The current competitive job market has increased the number of college grads that continue their education. Financing a master's degree or PhD is costly but there are ways to decrease the amount of money that is paid out of pocket.   ...read more

Types of Microfinance Credit Schemes

Types of Microfinance Credit Schemes

A microfinance credit scheme is a means of participating in investment opportunities without allocating a large amount of money to the task.  This type of scheme can be beneficial for both lenders and debtors, in that lenders can earn a small return, while avoiding the risk involved in funding the entire transaction.  Debtors can often use microfinance credit schemes to finance projects when more traditional means of financing are not available. ...read more

How to Deal With Student Loan Debt

How to Deal With Student Loan Debt

A student loan is a funding plan that helps students obtain money to pay for college tuition and college textbooks. It is not like grants or scholarships in that it is a loan and it puts a student into debt for their education. In most cases it cannot be discharged by bankruptcy. ...read more

How to Refinance a Car Loan

How to Refinance a Car Loan

Refinancing a car loan is not always easy since cars depreciate in value over time. If the borrower has a car loan that carries a high rate of interest, refinancing may make sense if current interest rates are now lower. The best way to determine if a refinance is viable is to find out the value of the car as it compares to the current loan balance. ...read more

How to Consolidate Student Loans at a Low Interest Rate

How to Consolidate Student Loans at a Low Interest Rate

If you have finished your college education and are like millions of Americans, you may have student loans, but consider consolidating all of them. When you were in college for several years, the interest rates on the loans may have been higher. With consolidation, all of your loans will be the same interest rate, which can save you thousands of dollars. ...read more

Recent Reviews View all

Financial Recovery USA Group Inc

5.0

By Anonymous

After reviewing the loan modification package prepared for me by Financial Recovery USA, I was completely wrong by being skeptical and thinking I could prepare a solid package myself. There is no way I could have prepared something even close to it. I was extremely impressed with the detailed, thorough package that was provided to me. What I like most about my loan modification package, is the detailed information to the bank of how much money they would save by helping me out. Financial Recovery USA is a true christian-based company. Everybody I came in contact with was very genuine and consistently showed they were people of faith. I am currently in my "trial period" with the bank. I received my loan modification approval in three weeks. My loan went from a 7 year fix interest only ARM 6.2%, to a long term loan with half the interest rate. The cost of the loan Modification package was truly worth every penny, they helped get that 1,000 pound weight off my back. Praise God! Rick C. ...read more

Financial Recovery USA Group Inc

5.0

By Anonymous

After reviewing the loan modification package prepared for me by Financial Recovery USA, I was completely wrong by being skeptical and thinking I could prepare a solid package myself. There is no way I could have prepared something even close to it. I was extremely impressed with the detailed, thorough package that was provided to me. What I like most about my loan modification package, is the detailed information to the bank of how much money they would save by helping me out. Financial Recovery USA is a true christian-based company. Everybody I came in contact with was very genuine and consistently showed they were people of faith. I am currently in my "trial period" with the bank. I received my loan modification approval in three weeks. My loan went from a 7 year fix interest only ARM 6.2%, to a long term loan with half the interest rate. The cost of the loan Modification package was truly worth every penny, they helped get that 1,000 pound weight off my back. Praise God! Rick C. ...read more

Financial Recovery USA Group Inc

5.0

By FH7998

Paul Karph gave us several recommendations on how to proceed with our Loan Modification package, how to structure our hardship letter, and how to interact with the bank's representative. We followed his instructions closely and within 5 months we had our loan modification with payments less than half or our original one: Some our our principal was forgiven, our interest rate greatly reduced, and the term of the loan lengthened. Both my wife and I highly recommend Financial Recovery USA and Paul Karph. ...read more

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Blogs View more

The Good, the Bad and Christmas Wallpaper

Merry Christmas WallpaperIdeas  In the event the Background tab isn't selected, you must click on it. To get this done, it's necessary for you to click the start menu button, wherein you click Settings, then on Control Panel. There are many alternatives open for you online. Making the correct selection can be challenging especially when one looks past the very first calendar year. Because of this, downloading a screensaver would indicate a mix of entertainment and sensibleness. Today there are a lot of sites offering cute wallpapers you can download at no cost, thus letting you look at something beautiful rather than a blank screen or dull pre-set wallpaper every waking day. Just go on the internet and apply the search box on your browser to get the wallpaper which you like. Wallpaper is easily the most inexpensive alternative, but it's likewise the least creative. Take into consideration you can even create your own wallpaper by means of your preferred image and picture editing computer software. Observing this easy process is able to help you download completely free desktop wallpapers for holidays. Really, Christmas desktop wallpapers are among the best way to stir up the nature of the holiday. Some screensavers can only be gotten for a fee. A 2010 calendar screensaver can be gotten from a number of different internet sites. It is possible to enter the word screensaver'' into an online search engine to discover many relevant websites. For some, obtaining a screensaver is a huge way to provide their PCs a face-lift. You may not be aware of how detailed a number of the new screensavers can be. Most screensavers are very small in proportion. You're going to be surprised how many distinct screensavers you'll be in a position to download free of charge! It's possible for you to add a more personal touch with the addition of a picture or private message in the lid. While having decorative wallpaper isn't necessary or compulsory, it's a choice that numerous individuals exercise to put in a personal touch to their PC. In fact with the instructions at hand you are going to be surprised by how simple it is. As soon as you split a big slice of wood, itall almost certainly split into two pieces.  Life, Death and Christmas Wallpaper  With various websites offering hilarious pictures, it may still be a challenge selecting the most appropriate kind. To the whole world you're somebody...but to somebody you're the whole world. If you're really creative, you might even earn a snow globe from the lid.  Inventing a thank you message to reveal customer appreciation can be hard in such circumstances. Consequently, the turkey dinner was put off to Christmas Day. Most items are found around the house or inside a craft shop. In addition, there are fire in romantic choices for Valentines Day.  There are lots of websites where you could download wallpapers free of charge. It is possible to find several sites that supply free downloads of one-of-a-kind designs, higher quality images or even 3D animated wallpaper. A great deal of sites contain no cost holiday-related screensavers. There are numerous websites on the internet from where you are able to download pictures of your pick. You may pay via the net and then download the screensaver right to your PC.  You truly don't need to devote a bundle decorating your house for Christmas. Many greeting cards also often utilize various quotes and sayings rather than the routine messages. The ideal card is one which lets the receiver of the card to really feel your wishes.  Source:http://imerrychristmasimages.com/merry-christmas-photos-wallpapers-pictures ...read more

By james September 12, 2017

Who Is Paul Karpf, Founder Financial Recovery USA

Paul believes home ownership is the foundation of the American dream, and an integral part of stability for both families and communities. In the mid to late 2000’s the financial crisis threatened the future of every hardworking American – however, its effects were especially damaging in California. Paul could not turn a blind eye to the havoc the economic chaos wrought on the lives of friends, coworkers, and community members. In the later part of the last decade, Paul, who had years of experience in the mortgage loan industry, left a lucrative marketing job with a prominent corporation to start his own company, Financial Recovery USA. Becoming the most trusted, and prominent, source for distressed homeowners; it was his sole mission to achieve financial restoration for those in danger of losing their homes.  Through the storm, Paul devoted himself to his clients. He utilized his extensive and diverse background in business and finance to create solutions and options where none existed before. Despite the complicated and often difficult situations of his clients, Paul found overwhelming success in a business born in his own home for the benefit of close friends and family. This soon transformed into a critically acclaimed institution and has helped thousands of homeowners.  Hard work and dedication are two qualities that have made Paul Karpf the man he is today. Starting out in life with tremendously limited resources, Paul continually leveraged and maximized employment experience in sales, marketing, management and business to hone and grow his entrepreneurial spirit. His diverse and unique employment experience allows him to address an issue from every angle and continually be the most creative person in the room as he offers clients the opportunities they never knew existed. Paul has two teenage daughters and one son with his wife, and high school sweetheart, Mishelle.  ...read more

By Financial Recovery USA Group Inc February 07, 2014