Top Legal and Financial Services in Anaheim, CA 92804
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Carrington Mortgage Services, LLC
By GaryStevenson May 09, 2017
I don't have great credit which made it difficult for me to get a loan but Carrington got the job done. The process wasn't too difficulet and they explained every question I had. I've already to my friends who love my new house! ...read more
Law Office of Jones & Roach
By christianBaird August 31, 2016
Highly recommend Don - he helped my buddy Chris out of a tough bind with child custody. ...read more
Fremont Investment & Loan
By Anonymous October 07, 2014
Dear Sir, I am emailing you for an Insurance Packet for my property @ 245 247 Highland Street New Haven, Ct 06511 The property was financed by your company- Fremont Investment & Loan 175 N Riverview Dr. Anaheim,CA 92808 The Borrower: Olivia C. Henderson above address The mortgage was given on September 25,2000 File number - 927000023404 Can you please email this information to me in a PDF file @ olivia.chrishenderson@gmail.com or I can be reached on my cell phone (203) 988-3006 Thank you kindly, Olivia C. Henderson ...read more
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Reasons to Have Landlord Insurance
When you are a landlord, there are new and added financial responsibilities. Insurance is there to protect you from having to face these responsibilities on your own. The principle of insurance is to reduce the severity of a loss to an individual, by spreading the loss to others with the same or similar interests. Before you purchase an insurance policy, make sure you know the risk you need to have covered.What type of tenant will you have? Prior to renting your suite, you should screen and interview several potential tenants before deciding on one. You want to make sure your tenant is reliable.Will the suite be left vacant? Insurance policies have a time limit on how long a property can be left vacant, before the coverage is void. If there is the possibility the property may be left vacant, ensure you have appropriate coverage. Can you survive without your rental income? Rental Income can be lost for several reasons: loss of employment, sudden move, or a problem with the suite causing the tenants to leave. There is coverage available to protect your rental income. As the property owner, what are you liable for? You are liable for any damage your property causes others. You are responsible for people's general safety while on your property, if there is a hazard and someone suffers a loss, liability insurance can reduce your loss. You can get coverage for employees (people that are paid to work on your premises) and public (people that lawfully enter your property). Is there anything else I can get covered? Most companies have different options, coverage and rates. It may take some shopping and comparing, you will find the policy that is right for you and your specific needs. About the Author James Cruz is the Owner and Insurance Advisor ofJCruz Insurance. James provides comprehensive advice on insurance policies for each of his clients, specializing in Home Insurance,Life Insuranceand Car Insurance. He also offers online auto insurance to make the entire process as simple and straightforward as possible. ...read more
By JCruz Insurance February 19, 2013
Resolution law group, PC Anaheim
See more news releases in:Banking&Financial Services,Real Estate,Residential Real Estate,Surveys, Polls and Research ...read more
By Resolution Law Group PC May 26, 2011
Resolution Law Group
Banks Seeking to Foreclose Face More Questions About Legal StandingAs we've noted, banks seeking to enforce foreclosures must demonstrate that they have proper documentation proving theirright to enforce a foreclosure[1]—meaning they have the legal standing to enforce the foreclosure either as the holder of the note or as an agent acting on behalf of the holder.In bankruptcy court, this hasn't always been easy for the banks. Over the weekend, a piece by Gretchen Morgenson of the New York Times noted that the United States Trustee Program—a Justice Department unit tasked with overseeing bankruptcy courts—has ramped up its scrutiny of banks' foreclosure processes and is forcing banks to prove that they havethe right to enforce foreclosures[2]. Morgenson points out two cases in federal bankruptcy court in Atlanta in which a U.S. trustee stepped in and asked bankruptcy judges to deny requests from Wells Fargo and Chase to allow them to proceed with foreclosure. In both cases, Walton filed motions saying that the bank had "failed to allege sufficient facts from which the Court can conclude that it is in fact the authorized agent" of the note holder.Issues of a note's proper transfer and the bank's right to enforce a foreclosure were also raised when a U.S. bankruptcy judge earlier this month rejected an attempt by Bank of America to foreclose on a New Jersey homeowner. According to a piece in Bloomberg today, the judge ruled that the bank hadfailed to properly transfer the note to its true owner[3]and therefore did not have legal standing to enforce the foreclosure.As part of that case, Bank of America employeeLinda DeMartini testified[4][PDF] that it was standard practice for Countrywide—which was acquired by Bank of America—to sell mortgage loans without physically transferring the note to the new owner. Countrywide "transferred the ownership, not the physical documents," DeMartini testified, noting that the practice was "normal" for the company. The judge,in her ruling[5][PDF], wrote that "the fact that the owner of the note, the Bank of New York, never had possession of the note, is fatal to its enforcement," calling into question whether other cases that were similarly handled could face similar challenges.An attorney working on behalf of the bank told Bloomberg that DeMartini had been wrong about the company's practice:&L;While judges and trustees may have caught a few of such cases and tried to stop them, foreclosures without proof of standing may be surprisingly common.University of Iowa law professor Katherine Porteranalyzed bankruptcy mortgage claims[6]in 2007 and found that about40 percent of the time[7], banks didn't provide the proper paperwork—specifically, the note—to enforce a mortgage claim and collect the debt. ...read more
By Resolution Law Group PC December 01, 2010